208 Florida St, Niceville, FL 32578 Property Records

Okaloosa County property record for 208 Florida St, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,790 sqft · built 2012
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Jul 2019)
Tax Bill$4,271 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-591-1219-3

Property Details

APN / Parcel Number

Primary APNC56-000-591-1219-3
Alternative APNs
  • 01-1S-23-1740-0006-0050
  • 23S101174000060050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,790 sqft Living Area
Gross Area2,476 sqft
1st Floor Area1,790 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,250 sqft (0.258 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area484 sqft
PorchFinished/Open Porch
Porch Area52 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address208 FLORIDA ST
CityNICEVILLE
StateFL
Zip32578-1014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNICEVILLE HTS ADD VALP LOT 5 BLK 6
Legal Range23W
Legal Township01S
Legal Section01
Legal SubdivisionNICEVILLE HTS ADD
Legal Block6
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1000
Census Tract21200

Owner

208 Florida St is owned and occupied by two individuals who bought it in July 2019.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address208 FLORIDA ST, NICEVILLE, FL 32578-1014
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Jul 15, 2019Warranty Deed, Transfer
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2019 · Amount on File
Deed SaleJul 15, 2019 · Amount on File
Prior SaleJul 17, 2015 · Amount on File
Deed Document Number20193291363
Deed Book / Page3409 / 158
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address208 FLORIDA ST, NICEVILLE, FL 32578-1014
Transaction TypeMortgage
Record UpdatedApr 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 FLORIDA ST, NICEVILLE, FL 32578-1014

Mortgage

Document Number0035333171
DateMar 22, 2021
Book Page3533/3171
Instrument3439667
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 15, 2019
Property Address208 FLORIDA ST, NICEVILLE, FL 32578-1014
Document Number0034090158
Book / Page003409 / 000158
Instrument DateJul 12, 2019
Instrument3291363
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address208 FLORIDA ST NICEVILLE FL 325781014, NICEVILLE, FL 32578-1014

Mortgage

Document Number34090159
DateJul 15, 2019
Book Page003409/000159
Instrument3291364
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount on Record
Term360 Months
DueJul 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 208 Florida St was $4,271 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityNiceville City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,271.00 Homeowner's exemption Veteran's exemption$356,785 Land $51,782 Building $305,003$356,785 Land $51,782 Building $305,003
2023$4,380.00 (+9.83%)$348,038 (+6.41%) Land $43,707 Building $304,331$348,038 (+6.41%) Land $43,707 Building $304,331
2022$3,988.00$327,059 Land $41,626 Building $285,433$327,059 Land $41,626 Building $285,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Florida St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Florida St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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