208 Ferry Point Dr, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 208 Ferry Point Dr, Wando, SC 29492

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,279 sqft · built 1989
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on File
Last Sale	$629,000 (Nov 2015)
Tax Bill	$3,198 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`263-00-05-025`

Property Details

APN / Parcel Number

Primary APN	`263-00-05-025`
Alternative APN	`263-00-03-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,279 sqft Finished Area
Gross Area	5,722 sqft
1st Floor Area	2,105 sqft
2nd Floor Area	2,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	71,874 sqft (1.65 acres)
Garage Area	805 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	325 sqft
Deck Area	184 sqft
Patio Area	184 sqft

Location & Zoning

Street Address	208 FERRY POINT DR
City	CHARLESTON
State	SC
Zip	29492-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 106CAINHOY LANDING
Legal Subdivision	CAINHOY LANDING
Legal Lot Number	25
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	2
Census Block	2000
Census Tract	20404

Owner

Source: Berkeley County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	208 FERRY POINT DR, CHARLESTON, SC 29492-7804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2015 · Amount on Record
Deed Sale	Nov 12, 2015 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Deed Document Number	201537958
Deed Book / Page	2055 / 611
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	208 FERRY POINT DR, WANDO, SC 29492-7804
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03585/0634
Date	Nov 19, 2020
Book Page	3585/634
Instrument	2020046249

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	208 FERRY POINT DR, WANDO, SC 29492-7804
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03440/0461
Date	Jul 27, 2020
Book Page	3440/461
Instrument	2020027677

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,876 (+2,4%) Land $253,824 Building $556,052	$1,407,100 (-) Land $441,000 Building $966,100
2025	$3,198.00 (+3.39%)	$32,395 (-) Land $10,153 Building $22,242	$1,407,100 (-) Land $441,000 Building $966,100
2024	$3,093.00 (+4.88%) Homeowner's exemption	$32,395 (+15%) Land $10,153 Building $22,242	$1,407,100 (+78.95%) Land $441,000 Building $966,100
2022	$2,949.00 Homeowner's exemption	$28,169 Land $7,730 Building $20,439	$786,300 Land $219,500 Building $566,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	7 (1989–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2025 · alluvial fan flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telephone Company, Inc. (SC) Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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