208 Fairfield St, Gainesville, TX 76240 Property Records

Cooke County property record for 208 Fairfield St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,349 sqft · built 1968
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,900 (Nov 2020)
Tax Bill	$6,482 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`2275-00E-00001`

Property Details

APN / Parcel Number

Primary APN	`2275-00E-00001`
Alternative APN	`11940`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,349 sqft Living Area
Gross Area	3,477 sqft
1st Floor Area	2,349 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,280 sqft (0.236 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	405 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2275-00E-00001
Street Address	208 FAIRFIELD ST
City	GAINESVILLE
State	TX
Zip	76240-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRFIELD ADDN; BLOCK E; LOT 1 & E 6' OF 2
Legal Subdivision	FAIRFIELD ADDN
Legal Block	E
Legal Lot Number	1
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	6
Census Block	6009
Census Tract	1100

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 3, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 3, 2023	Warranty Deed, Transfer GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO
Nov 12, 2020	Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
May 23, 2019	Vendor's Lien, Transfer · FHA Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	20209291
Deed Book / Page	2375 / 814
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	002375/814
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644

Mortgage

Document Number	002633/809
Date	Mar 19, 2024
Book Page	2633/809
Instrument	2024-1838

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Dec 1, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644

Mortgage

Document Number	002560/590
Date	Feb 3, 2023
Book Page	2560/590
Instrument	715

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Dec 1, 2050

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Feb 3, 2023
Property Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644
Document Number	002560/632
Book / Page	2560 / 632
Map Reference	CAB B SL 109
Instrument Date	Jan 31, 2023
Instrument	720
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1773, GAINESVILLE, TX 76241-1773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1223, GAINESVILLE, TX 76241-1223

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Nov 12, 2020
Property Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644
Document Number	002375/814
Book / Page	2375 / 814
Map Reference	VOL 3 PG 1
Instrument Date	Nov 6, 2020
Instrument	2020-09291
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	PRESERVE TITLE COMPANY LLC, PRESERVE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644

Mortgage

Document Number	0202009292
Date	Nov 12, 2020
Instrument	2020-09292

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 23, 2019
Property Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644
Document Number	002260/558
Book / Page	2260 / 558
Map Reference	VOL 849 PG 270
Instrument Date	May 22, 2019
Instrument	2019-92241
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 FAIRFIELD ST, GAINESVILLE, TX 76240-5644

Mortgage

Document Number	0201992242
Date	May 23, 2019
Instrument	2019-92242

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,482.00 (+10.5%)	$309,866 (+1.63%) Land $21,535 Building $288,331	$309,866 (+1.63%) Land $21,535 Building $288,331
2024	$5,866.00 (+0.77%)
2023		$304,911 Land $21,537 Building $283,374	$304,911 Land $21,537 Building $283,374
2022	$5,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1981–2020)
Claims Outside the SFHA	28 of 70
Most Recent Claim	Jan 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 18 claims Severe Storms, Tornadoes & Flooding, May 1990 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Nextlink, Verizon.

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