208 Emerald Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 208 Emerald Oaks Dr, Covington, LA 70433

Property Summary

Property Type	Condominium
Details	1,484 sqft · built 2008
Owner	Individual Name on Record
Last Sale	$163,000 (Nov 2013)
Tax Bill	$919 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2021 Mortgage
APN	`107-142-3091`

Property Details

APN / Parcel Number

Primary APN	`107-142-3091`
Alternative APN	`32963`

Interior

Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 2008
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	107-142-3091
Street Address	208 EMERALD OAKS DR
City	COVINGTON
State	LA
Zip	70433-5053
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 22 EMERALD OAKS CONDO INST NO 1452794 INST NO 1604895 INST NO 1924506
Legal Subdivision	EMERALD OAKS
Legal Unit	22
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 EMERALD OAKS DR, COVINGTON, LA 70433-5053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME BANK NA
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2013 · Amount on Record
Deed Sale	Nov 26, 2013 · Amount on Record
Deed Document Number	1924506
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	208 EMERALD OAKS DR, COVINGTON, LA 70433-5053
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002072027
Date	Jul 31, 2017
Instrument	2072027

Lender

Name	HOME BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	208 EMERALD OAKS DR, COVINGTON, LA 70433-5053
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002288156
Date	Aug 19, 2021
Instrument	2288156

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00 (-3.57%) Homeowner's exemption	$15,230 (-) Land $1,568 Building $13,662	$152,300 (-) Land $15,680 Building $136,620
2024	$953.00 (-1.14%) Homeowner's exemption	$15,230 (-) Land $1,568 Building $13,662	$152,300 (-) Land $15,680 Building $136,620
2023	$964.00 Homeowner's exemption	$15,230 (-) Land $1,568 Building $13,662	$152,300 (-) Land $15,680 Building $136,620
2022	$964.00 Homeowner's exemption	$15,230 Land $1,568 Building $13,662	$152,300 Land $15,680 Building $136,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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