208 E Willard St, Urbana, IL 61801 Property Records

Champaign County property record for 208 E Willard St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,689 sqft · built 1979
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Mar 2020)
Tax Bill	$6,735 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-20-479-016`

Property Details

APN / Parcel Number

Primary APN	`93-21-20-479-016`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,689 sqft Building Perimeter
1st Floor Area	1,689 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	208 E WILLARD ST
City	URBANA
State	IL
Zip	61801-6651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 UNIVERSITY DOWNS, 11TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	20
Legal Subdivision	UNIVERSITY DOWNS, 11TH SUB
Legal Lot Number	38
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	3
Census Block	3008
Census Tract	5701

Owner

Source: Champaign County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 E LINCOLN ST, MOUNT PROSPECT, IL 60056-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit VILLAGE BANK
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	20204492
Last Transfer Date	Jan 15, 2025
Transfer Doc	0000001429
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 20, 2026
Property Address	208 E WILLARD ST, URBANA, IL 61801-6651
Document Number	0000011194
Instrument Date	Jul 3, 2026
Instrument	202611194
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	208 E WILLARD ST, URBANA, IL 61801-6651

Mortgage

Document Number	0000011194,
Date	Jul 20, 2026
Instrument	202611194

Lender

Name	VILLAGE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 20, 2020
Property Address	208 E WILLARD ST, URBANA, IL 61801-6651
Document Number	0000004492
Map Reference	MB Y PG 172
Instrument Date	Mar 16, 2020
Instrument	2020R04492
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	208 E WILLARD ST, URBANA, IL 61801-6651

Mortgage

Document Number	0000004493
Date	Mar 20, 2020
Instrument	2020R04493

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,440 (+25.94%) Land $24,610 Building $50,830	$226,320 (+25.94%) Land $73,830 Building $152,490
2024	$6,735.00 (+15.44%)
2022	$5,834.00 Homeowner's exemption	$59,900 Land $19,540 Building $40,360	$179,700 Land $58,620 Building $121,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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