Mercer County property record for 208 E Sycamore St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,036 sqft · built 1929 |
| Lot Size | 0.201 acres (8,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,914 (Nov 2018) |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-028700.0000 |
| Primary APN | 05-028700.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Basement Area | 546 sqft |
| Unfinished Basement | 546 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Lot Area | 8,760 sqft (0.201 acres) |
| Lot Dimensions | 120 ft deep x 73 ft wide |
| Street Address | 208 E SYCAMORE ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE PT OL 44 & SW PT OL 45 RTS: 002-06-34 LOT#: 45 |
| Legal Subdivision | INCORPORATED |
| Legal Lot Number | 45 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4066 |
| Census Tract | 967700 |
Source: Mercer County records · APN 05-028700.0000
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 E SYCAMORE ST, COLDWATER, OH 45828-1867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING |
| May 12, 2020 | Deed of Trust, Mortgage SUPERIOR CU INC |
| Jun 03, 2019 | Deed of Trust, Mortgage SUPERIOR CU INC |
| Nov 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CU INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2018 · Amount on Record |
| Deed Sale | Nov 27, 2018 · Amount on Record |
| Prior Sale | May 24, 2005 · Amount on Record |
| Deed Document Number | 20185746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 25, 2026 |
| Property Address | 208 E SYCAMORE ST, COLDWATER, OH 45828-1867 |
| Document Number | 0000002863 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20262863 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | COMMITMENT TITLE INC, COMMITMENT OF TITLE INSURANC |
| Name | Verified Name |
|---|---|
| Address | 208 E SYCAMORE ST, COLDWATER, OH 45828-1867 |
| Document Number | 0000002863, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20262863 |
| Name | AMERICAN FINANCING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 208 E SYCAMORE ST, COLDWATER, OH 45828-1867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000002451 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 202000002451 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 208 E SYCAMORE ST, COLDWATER, OH 45828-1867 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900002278 |
|---|---|
| Date | Jun 03, 2019 |
| Instrument | 201900002278 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Nov 27, 2018 |
| Property Address | 208 E SYCAMORE ST, COLDWATER, OH 45828-1867 |
| Document Number | 201800005746 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 201800005746 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 208 E SYCAMORE ST, COLDWATER, OH 45828-1867 |
| Document Number | 201800005747 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 201800005747 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,498.00 | $45,020 (-) Land $9,000 Building $36,020 | |
| 2024 | $1,498.00 (+1.9%) | $45,020 (-) Land $9,000 Building $36,020 | |
| 2023 | $1,470.00 (+14.84%) | $45,020 (+29.15%) Land $9,000 Building $36,020 | $128,600 (+29.12%) Land $25,700 Building $102,900 |
| 2022 | $1,280.00 | $34,860 Land $5,670 Building $29,190 | |
| 2020 | $99,600 Land $16,200 Building $83,400 |
Source: FEMA National Flood Hazard Layer as of May 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Mutual Telephone Company Fiber · Fixed Wireless | 2,000 / 2,000 |
| New Knoxville Telephone Company/GoldStar Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER VILLAGE serves 4,774 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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