Cook County property record for 208 E School Ln, Prospect Heights, IL 60070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,072 sqft · built 2005 |
| Lot Size | 0.399 acres (17,388 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,158 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-201-009 |
| Primary APN | 03-27-201-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,072 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 17,388 sqft (0.399 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 208 E SCHOOL LN |
|---|---|
| City | PROSPECT HEIGHTS |
| State | IL |
| Zip | 60070-2547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PROSPECT)(HEIGHTS)(MANOR) SUB EX N 353.28FT OF W 493 .20FT IN EH NE SEC 27-42-11 |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 27 |
| Legal Subdivision | PROSPECT HEIGHTS MANOR |
| Legal Block | 15 |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 802607 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 208 E SCHOOL LN, PROSPECT HEIGHTS, IL 60070-2547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jul 11, 2020 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BK/CHICAGO |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L |
| Jun 26, 2019 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BK/CHICAGO |
| Nov 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PERL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 9, 2025 |
| Transfer Doc | 0000031015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 208 E SCHOOL LN, PROSPECT HEIGHTS, IL 60070-2547 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025007421 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2125007421 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 208 E SCHOOL LN, PROSPECT HEIGHTS, IL 60070-2547 |
| Document Number | 2026807533 |
| Instrument Date | Jul 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 E SCHOOL LN PROSPECT HEIGHTS IL 600702547, PROSPECT HEIGHTS, IL 60070-2547 |
| Document Number | 2026807533 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 26807533 |
| Name | REPUBLIC BK/CHICAGO |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 208 E SCHOOL LN, PROSPECT HEIGHTS, IL 60070-2547 |
| Document Number | 2010107075 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 E SCHOOL LN PROSPECT HEIGHTS IL 600702547, PROSPECT HEIGHTS, IL 60070-2547 |
| Document Number | 2010107075 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 10107075 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 208 E SCHOOL LN, PROSPECT HEIGHTS, IL 60070-2547 |
| Document Number | 1918942022 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 E SCHOOL LN PROSPECT HEIGHTS IL 600702547, PROSPECT HEIGHTS, IL 60070-2547 |
| Document Number | 1918942022 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 18942022 |
| Name | REPUBLIC BK/CHICAGO |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 208 E SCHOOL LN, PROSPECT HEIGHTS, IL 60070-2547 |
| Document Number | 1831757132 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 E SCHOOL LN PROSPECT HEIGHTS IL 600702547, PROSPECT HEIGHTS, IL 60070-2547 |
| Document Number | 1831757132 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 31757132 |
| Name | PERL MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2048 |
| Rate | 5.12% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Prospect Heights City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Prospect Heights School District 23 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,000 (+51.11%) Land $8,694 Building $73,306 | $820,000 (+51.11%) Land $86,940 Building $733,060 | |
| 2023 | $13,158.00 (-2.94%) | ||
| 2022 | $13,556.00 Homeowner's exemption | $54,264 Land $6,955 Building $47,309 | $542,640 Land $69,550 Building $473,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1982–2020) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROSPECT HEIGHTS serves 2,280 people · EPA ID IL0312530 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-CHICAGO SUBURBAN |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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