208 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 208 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,053 sqft · built 2020
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$1,125,000 (Feb 2021)
Tax Bill	$19,048 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-220-010-000`

Property Details

APN / Parcel Number

Primary APN	`262-220-010-000`
Alternative APN	`262-220-01`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,053 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Garage Area	665 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-220-01
Street Address	208 E RAMSEY DR
City	TRACY
State	CA
Zip	95391-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D-
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1042
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	208 E RAMSEY DR, TRACY, CA 95391-8823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 10, 2021	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
Aug 28, 2020	Grant Deed, Subdivision Related Transfer GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	202125126
Last Transfer Date	Feb 7, 2025
Transfer Doc	0000013065
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	208 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number	0000015258
Date	Feb 25, 2026
Instrument	2026-015258

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 10, 2021
Property Address	208 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number	0000025126
Map Reference	MB 42 PG 80
Instrument Date	Feb 5, 2021
Instrument	2021-025126
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1401 RED HAWK CIR APT O107, O107, FREMONT, CA 94538-4753

Mortgage

Document Number	0000025127
Date	Feb 10, 2021
Instrument	2021-025127

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 28, 2020
Property Address	208 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number	0000109477
Instrument Date	Aug 26, 2020
Instrument	109477
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 18, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 E RAMSEY DR MOUNTAIN HOUSE CA 953918823, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number	109478
Date	Aug 28, 2020
Instrument	109478

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,048.00 (+9.27%)
2025	$17,432.00 (+4.55%)	$1,217,735 (+4.04%) Land $362,614 Building $855,121
2023	$16,674.00 (+2.07%)	$1,170,450 Land $348,534 Building $821,916	$1,241,190
2022	$16,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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