208 E Miller Rd, Sterling, IL 61081 Property Records

Whiteside County property record for 208 E Miller Rd, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.295 acres (12,870 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Aug 2025)
Tax Bill	$6,521 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1116453031`

Property Details

APN / Parcel Number

Primary APN	`1116453031`
Alternative APNs	`108684` `122398`

Exterior

Lot Area	12,870 sqft (0.295 acres)
Lot Dimensions	165 ft deep x 77.5 ft wide

Location & Zoning

Account Number	122398
Street Address	208 E MILLER RD
City	STERLING
State	IL
Zip	61081-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE NEW HIGH SCHOOL LT 31 & ELY 27.25 LT 30 BLK 3 536800X
Legal Subdivision	NEW HIGH SCHOOL SUBDIVISION
Legal Block	3
Legal Lot Number	30-31
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1015
Census Tract	1101

Owner

208 E Miller Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 E MILLER RD, STERLING, IL 61081-1232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Jun 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Jun 24, 2025 · Amount on File
Deed Document Number	20254259
Prior Transfer Date	May 30, 2025
Prior Transfer Doc	0000004259
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 24, 2025
Property Address	208 E MILLER RD, STERLING, IL 61081-1232
Document Number	0000003022
Instrument Date	May 30, 2025
Instrument	2025-03022
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	208 E MILLER RD, STERLING, IL 61081-1232

Mortgage

Document Number	0000003023
Date	Jun 24, 2025
Instrument	2025-03023

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 16, 2021
Property Address	208 E MILLER RD, STERLING, IL 61081-1232
Document Number	0202104213
Instrument Date	Jun 10, 2021
Instrument	2021-04213
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MILLER RD, STERLING, IL 61081

Mortgage

Document Number	0202104214
Date	Jun 16, 2021
Instrument	2021-04214

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 208 E Miller Rd was $6,521, up 3.5% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,521.00 (+3.48%)	$64,208 (+6.23%) Land $6,237 Building $57,971
2024	$6,302.00	$60,442 Land $5,871 Building $54,571	$192,624 (+6.23%) Land $18,711 Building $173,913
2023			$181,326 Land $17,613 Building $163,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 E Miller Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 E Miller Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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