208 E Main St, Ripley, OK 74062 Property Records

Payne County property record for 208 E Main St, Ripley, OK 74062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1901
Lot Size	0.325 acres (14,140 sqft)
Owner	2 Individual Names on Record
Tax Bill	$493 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18N04E-20-3-RO700-016-0018`

Property Details

APN / Parcel Number

Primary APN	`18N04E-20-3-RO700-016-0018`
Alternative APNs	`600015769` `15769`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,148 sqft
2nd Floor Area	462 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	14,140 sqft (0.325 acres)
Lot Dimensions	142 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	144 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15769
Street Address	208 E MAIN ST
City	RIPLEY
State	OK
Zip	74062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN RIPLEY BLK 16 LOTS 18-21
Legal Range	04E
Legal Township	18N
Legal Section	20
Legal Subdivision	ORIG TOWN RIPLEY
Legal Block	16
Legal Lot Number	18-21
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1020
Census Tract	11400

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 102, RIPLEY, OK 74062-0102
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 10, 2014
Transfer Doc	0021740121
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	208 E MAIN ST, RIPLEY, OK 74062
Document Number	0025320205
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 102 RIPLEY OK 740620102, RIPLEY, OK 74062-0102

Mortgage

Document Number	0025320205
Date	Oct 15, 2019
Book Page	002532/000205
Instrument	10993

Lender

Name	PAYNE CNTY BK
Type	Bank
Address	PERKINS, OK 74059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Ripley Town
Unified School District	Ripley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,189 (+10.24%) Land $304 Building $4,885	$45,522 (-22.66%) Land $2,667 Building $42,855
2025	$493.00 (+0.61%)	$4,707 (-) Land $95 Building $4,612
2024	$490.00 (+12.39%)	$4,707 (+5%) Land $95 Building $4,612	$58,860 (+20.05%) Land $1,200 Building $57,660
2023	$436.00 (+3.56%)	$4,483 (+5.01%) Land $109 Building $4,374	$49,030 (+10.78%) Land $1,200 Building $47,830
2022	$421.00	$4,269 Land $115 Building $4,154	$44,260 Land $1,200 Building $43,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY PWA serves 376 people · EPA ID OK2006013
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Atlink Services.

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