208 E Madison St, Covington, OK 73730 Property Records

Garfield County property record for 208 E Madison St, Covington, OK 73730

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 2023
Lot Size	0.482 acres (20,999 sqft)
Owner	Individual Name on File
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan
Flood Zone	Zone A (high risk)
APN	`25555`

Property Details

APN / Parcel Number

Primary APN	`25555`
Alternative APN	`6140-00-020-019-0-062-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,999 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	16 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25555
Street Address	208 E MADISON ST
City	COVINGTON
State	OK
Zip	73730-6500
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 19-24 BLOCK 20 SD-C94 EAST COVINGTON SW/4 12-21-4 2023 CLAYTON HMS INC/TRUMH 28X48 VIN# BL2009698TXAB TITLE# 810013939329
Legal Range	04W
Legal Township	21N
Legal Section	12
Legal Subdivision	EAST COVINGTON
Legal Block	20
Legal Lot Number	19-24
Jurisdiction	GARFIELD OK
Township / Civil Division	SOUTH GARFIELD
Census Block Group	4
Census Block	4139
Census Tract	1200

Owner

208 E Madison St, a mobile home, is owned and occupied by an individual.

Source: Garfield County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 256, COVINGTON, OK 73730-0256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	208 E MADISON ST, COVINGTON, OK 73730
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	AMERICAN EAGLE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E MADISON ST, COVINGTON, OK 73730

Mortgage

Document Number	002635/346
Date	Aug 10, 2023
Book Page	2635/346

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	352 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 208 E Madison St was $1,040 with a homeowner's exemption.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Covington Town
Unified School District	Covington-Douglas Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,150 (-2.51%) Land $413 Building $10,737	$89,195 (-2.51%) Land $3,300 Building $85,895
2025	$1,040.00 Homeowner's exemption	$11,437 Land $413 Building $11,024	$91,494 Land $3,300 Building $88,194
2023	$83.00 Homeowner's exemption	$1,774 Land $411 Building $1,363	$14,190 Land $3,290 Building $10,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 E Madison St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 E Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 553 people · EPA ID OK3002419
Water Source	Purchased groundwater from SALT FORK WATER AUTHORITY
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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