208 E Lacey Rd, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 208 E Lacey Rd, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1978
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Apr 2013)
Tax Bill	$6,304 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00287-0000-00002-05`

Property Details

APN / Parcel Number

Primary APN	`13-00287-0000-00002-05`
Alternative APNs	`13002870000000020005` `184040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	184040
Street Address	208 E LACEY RD
City	FORKED RIVER
State	NJ
Zip	08731-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	.32 ACRE
Legal Subdivision	MINOR PLOT 2
Legal Block	287
Legal Lot Number	2.5
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1015
Census Tract	732103

Owner

Source: Ocean County and Lacey Township records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 E LACEY RD, FORKED RIVER, NJ 08731-4316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Nov 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Sep 30, 2019	Deed of Trust, Mortgage MANUFACTURERS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2013 · Amount on Record
Deed Sale	Apr 22, 2013 · Amount on Record
Deed Document Number	201342680
Deed Book / Page	15506 / 791
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Sep 23, 2026
Property Address	208 E LACEY RD, FORKED RIVER, NJ 08731-4316
Document Number	0000077493
Book / Page	20509 / 1382
Instrument Date	Sep 3, 2026
Instrument	202677493
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E LACEY RD, FORKED RIVER, NJ 08731-4316

Mortgage

Document Number	0000077493,
Date	Sep 23, 2026
Book Page	20509/1382
Instrument	202677493

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	9.09%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	208 E LACEY RD, FORKED RIVER, NJ 08731-4316
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E LACEY RD, FORKED RIVER, NJ 08731-4316

Mortgage

Document Number	0195380048
Date	Nov 14, 2023
Book Page	19538/48
Instrument	2023085774

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	208 E LACEY RD, FORKED RIVER, NJ 08731-4316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176250716
Date	Sep 30, 2019
Book Page	17625/0716
Instrument	2019097492

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,500 (-) Land $114,800 Building $115,700	$230,500 (-) Land $114,800 Building $115,700
2025	$6,304.00 (+7.95%)	$230,500 (-) Land $114,800 Building $115,700	$230,500 (-) Land $114,800 Building $115,700
2024	$5,840.00 (+11.96%)
2023		$230,500 Land $114,800 Building $115,700	$230,500 Land $114,800 Building $115,700
2022	$5,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	61 units insured incl. 40 condo units
Nearby Flood Claims	33 (1985–2022)
Claims Outside the SFHA	3 of 33
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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