208 E Electric Ct, Sturgis, MI 49091 Property Records

St. Joseph County property record for 208 E Electric Ct, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,488 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jan 2026)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`052-220-031-00`

Property Details

APN / Parcel Number

Primary APN	`052-220-031-00`

Interior

Full Baths	1 Bath
Building Area	1,488 sqft Building Perimeter
1st Floor Area	864 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	130 ft deep x 52 ft wide
Garage Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 E ELECTRIC CT
City	STURGIS
State	MI
Zip	49091-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 ELECTRIC COURT ADD. & PCL 14 FT E & W ADJ LOT 30 ON E LYING BETW EXT N & S LNS SD LOT 30. CITY OF STURGIS.
Legal Subdivision	ELECTRIC COURT ADD
Legal Lot Number	30
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1003
Census Tract	40500

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 HAWLEY ST, QUINCY, MI 49082-1155
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Nov 19, 2025	Deed, Transfer
Nov 1, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Nov 1, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 23, 2021	Land Contract, Transfer · Land Contract DUDEK RENTAL PROPERTIES LLC
Jul 12, 2017	Warranty Deed, Transfer · Seller Carry-Back CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Nov 19, 2025 · Amount on Record
Deed Document Number	2026429
Prior Transfer Date	Jan 5, 2000
Prior Transfer Doc	0924000870
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 16, 2026
Property Address	208 E ELECTRIC CT, STURGIS, MI 49091-1812
Document Number	2026000429
Map Reference	LB 1 PG 59
Instrument Date	Jan 15, 2026
Instrument	2026000429
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65868 SCENIC VIEW DR, STURGIS, MI 49091-9124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HAWLEY ST, QUINCY, MI 49082-1155

Mortgage

Document Number	2026000430
Date	Jan 16, 2026
Instrument	2026000430

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 19, 2025
Property Address	208 E ELECTRIC CT, STURGIS, MI 49091-1812
Document Number	2025009142
Map Reference	LB 1 PG 59
Instrument Date	Nov 19, 2025
Instrument	2025009142
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount Recorded
Tax	$682.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 RESEARCH PKWY STE 303, 303, MERIDEN, CT 06450-8342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65868 SCENIC VIEW DR, STURGIS, MI 49091-9124

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 1, 2023
Property Address	208 E ELECTRIC CT, STURGIS, MI 49091-1812
Document Number	2023007756
Map Reference	LB 1 PG 59
Instrument Date	Oct 31, 2023
Instrument	2023007756
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58685 PALMER POINT RD, COLON, MI 49040-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23309 COUNTY ROAD 18, GOSHEN, IN 46528-9080

Mortgage

Document Number	2023007754
Date	Nov 1, 2023
Instrument	2023007754

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 1, 2023
Property Address	208 E ELECTRIC CT, STURGIS, MI 49091-1812
Document Number	2023007755
Map Reference	LB 1 PG 59
Instrument Date	Oct 31, 2023
Instrument	2023007755
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 E CHICAGO RD, STURGIS, MI 49091-1801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58685 PALMER POINT RD, COLON, MI 49040-9741

August 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 23, 2021
Property Address	208 E ELECTRIC CT, STURGIS, MI 49091-1812
Document Number	2021008453
Instrument Date	Aug 9, 2021
Instrument	2021008453
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 842, STURGIS, MI 49091-0842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E ELECTRIC CT, STURGIS, MI 49091-1812

Mortgage

Date	Aug 23, 2021

Lender

Name	DUDEK RENTAL PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Land Contract
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	8%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 12, 2017
Property Address	208 E ELECTRIC CT, STURGIS, MI 49091-1812
Document Number	1877/0210
Book / Page	1877 / 0210
Map Reference	LB1 PG59
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 W CHICAGO RD, 300, STURGIS, MI 49091-1787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 MICHIGAN AVE, STURGIS, MI 49091-1832

Mortgage

Document Number	18770239
Date	Jul 12, 2017
Instrument	1877/0239

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,900 (+26.74%) Land $5,300 Building $78,600	$167,800 (+26.74%) Land $10,600 Building $157,200
2025	$4,118.00 (+34.62%) Homeowner's exemption	$66,200 (+22.59%) Land $3,900 Building $62,300	$132,400 (+22.59%) Land $7,800 Building $124,600
2024	$3,059.00
2023		$54,000 Land $3,900 Building $50,100	$108,000 Land $7,800 Building $100,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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