Polk County property record for 208 E Cypress St, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,546 sqft · built 1999 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Oct 2021) |
| Tax Bill | $4,259 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-27-03-717500-066120 |
| Primary APN | 27-27-03-717500-066120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,546 sqft Living Area |
| Gross Area | 1,678 sqft |
| 1st Floor Area | 1,546 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,999 sqft (0.207 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 529 sqft |
| Porch | Florida Room |
| Porch Area | 147 sqft |
| Street Address | 208 E CYPRESS ST |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DAVENPORT PB 3 PGS 58 & 59 BLK 66 LOT 12 |
| Legal Range | 27E |
| Legal Township | 27S |
| Legal Section | 03 |
| Legal Subdivision | DAVENPORT |
| Legal Tract | 717500 |
| Legal Block | 66 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 12502 |
208 E Cypress St is owned and occupied by two individuals who bought it in October 2021.
Source: Polk County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 E CYPRESS ST, DAVENPORT, FL 33837-3129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 14, 2021 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Jul 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on File |
| Deed Sale | Oct 14, 2021 · Amount on File |
| Deed Document Number | 2021269628 |
| Deed Book / Page | 11939 / 1745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 208 E CYPRESS ST, DAVENPORT, FL 33837-3129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 208 E CYPRESS ST, DAVENPORT, FL 33837-3129 |
| Document Number | 0000034380 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 13005/1622 |
| Instrument | 2024034380 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 208 E CYPRESS ST, DAVENPORT, FL 33837-3129 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 208 E CYPRESS ST, DAVENPORT, FL 33837-3129 |
| Document Number | 0000094009 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 12663/1625 |
| Instrument | 2023094009 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 14, 2021 |
| Property Address | 208 E CYPRESS ST, DAVENPORT, FL 33837-3129 |
| Document Number | 0000269628 |
| Book / Page | 11939 / 1745 |
| Map Reference | MB 3 PG 58&59 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021269628 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 E CYPRESS ST, 208, DAVENPORT, FL 33837-3129 |
| Name | Verified Name |
|---|---|
| Address | 2267 HAMILTON CLEVES RD, HAMILTON, OH 45013-9604 |
| Document Number | 0119391747 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 11939/1747 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 208 E CYPRESS ST, DAVENPORT, FL 33837-3129 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000175395 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 11791/890 |
| Instrument | 2021175395 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jun 15, 2022 |
The 2025 property tax bill for 208 E Cypress St was $4,259.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Davenport City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,788 (+2.61%) Land $51,750 Building $174,038 | $225,788 (+2.61%) Land $51,750 Building $174,038 | |
| 2025 | $4,259.00 | $220,049 Land $29,700 Building $190,349 | $220,049 Land $29,700 Building $190,349 |
| 2023 | $4,389.00 (+8.16%) | $223,765 (+11.57%) Land $28,800 Building $194,965 | $223,765 (+11.57%) Land $28,800 Building $194,965 |
| 2022 | $4,058.00 | $200,555 Land $28,800 Building $171,755 | $200,555 Land $28,800 Building $171,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 E Cypress St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 E Cypress St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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