208 E Cluster Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 208 E Cluster Ave, Tampa, FL 33604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,192 sqft · built 1986
Lot Size0.166 acres (7,250 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (Oct 2017)
Tax Bill$2,896 (2025)
Deeds & MortgagesAug 2020 Mortgage
Oct 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161812-0000

Property Details

APN / Parcel Number

Primary APN161812-0000
Alternative APN
  • A2528184EA000002000190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,192 sqft Living Area
Gross Area1,532 sqft
1st Floor Area1,192 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,250 sqft (0.166 acres)
Lot Dimensions141 ft deep x 55 ft wide
Garage TypeCarport
Garage Area100 sqft
CarportCarport
Carport Area100 sqft
PorchScreened Porch
Porch Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1618120000
Street Address208 E CLUSTER AVE
CityTAMPA
StateFL
Zip33604-4822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSH-RS
Legal DescriptionVINE PARK LOT 19 BLOCK 2 AND S 1/2 OF CLOSED ALLEY ABUTTING ON N
Legal Range18E
Legal Township28S
Legal Section25
Legal SubdivisionVINE PARK
Legal Tract4EA
Legal Block2
Legal Lot Number19
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2017
Census Tract1200

Owner

Source: Hillsborough County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address208 E CLUSTER AVE, TAMPA, FL 33604-4822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANUNITEDCOM LLC
Oct 24, 2017Warranty Deed, Transfer · VA Mortgage
HOMEPOINT FINANCIAL CORP
Jul 14, 2017Grant Deed, Transfer
TITLE MARK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2017 · Amount on Record
Deed SaleOct 24, 2017 · Amount on Record
Prior SaleJul 14, 2017 · Amount on Record
Deed Document Number2017413913
Deed Book / Page25315 / 287
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address208 E CLUSTER AVE, TAMPA, FL 33604-4822
Document Number0000370379
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedOct 8, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 E CLUSTER AVE TAMPA FL 336044822, TAMPA, FL 33604-4822

Mortgage

Document Number0000370379
DateSep 10, 2020
Instrument370379
Lender
NameLOANUNITEDCOM LLC
AddressNORCROSS, GA 30093
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 9, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 24, 2017
Property Address208 E CLUSTER AVE, TAMPA, FL 33604-4822
Document Number0000413913
Book / Page25315 / 0287
Map ReferenceMB7 PG27
Instrument DateOct 20, 2017
Instrument2017413913
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyTITLEMARK LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,246.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address610 W DE LEON ST, 610, TAMPA, FL 33606-2720

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 E CLUSTER AVE, TAMPA, FL 33604-4822

Mortgage

Document Number0000413914
DateOct 24, 2017
Instrument2017413914
Lender
NameHOMEPOINT FINANCIAL CORP
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 14, 2017
Property Address208 E CLUSTER AVE, TAMPA, FL 33604-4822
Document Number0250900963
Book / Page025090 / 000963
Instrument DateJun 29, 2017
Instrument277726
Transaction TypeTransfer
Record UpdatedAug 1, 2017
Title CompanyTITLE MARK

Transaction

AmountAmount Recorded
Tax$644.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address610 W DE LEON ST TAMPA FL 336062720, TAMPA, FL 33606-2720

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,896.00 (+11.26%) Homeowner's exemption$179,827 (+5.99%)$355,972 (+13.03%) Land $92,129 Building $263,843
2023$2,603.00 (+3.13%) Homeowner's exemption$169,669 (+3%)$314,943 (-6.23%) Land $76,774 Building $238,169
2022$2,524.00 Homeowner's exemption$164,727$335,861 Land $76,774 Building $259,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims25 (2004–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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