208 E Clay St, Calmar, IA 52132 Property Records

Winneshiek County property record for 208 E Clay St, Calmar, IA 52132

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1900
Lot Size	0.174 acres (7,592 sqft)
Owner	Individual Name on Record
Tax Bill	$1,650 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143611200400`

Property Details

APN / Parcel Number

Primary APN	`143611200400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	564 sqft
Basement Area	282 sqft
Unfinished Basement	282 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,592 sqft (0.174 acres)
Lot Dimensions	117 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	55 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	208 E CLAY ST
City	CALMAR
State	IA
Zip	52132-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1 EXC W 5' OF 26' BLK 16 TOWN OF CALMAR
Legal Range	09W
Legal Township	97N
Legal Section	36
Legal Subdivision	TOWN OF CALMAR
Legal Block	16
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	3
Census Block	3003
Census Tract	950500

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 623, CALMAR, IA 52132-0623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	208 E CLAY ST, CALMAR, IA 52132-7837
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/28
Date	Jan 4, 2021
Book Page	2021/28
Instrument	2021 0028

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 4, 2041

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 4, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Calmar City
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,650.00	$108,240 (-) Land $13,340 Building $94,900	$108,240 (-) Land $13,340 Building $94,900
2025	$1,650.00 (+13.64%) Homeowner's exemption	$108,240 (+13.89%) Land $13,340 Building $94,900	$108,240 (+13.89%) Land $13,340 Building $94,900
2024	$1,452.00 (+3.13%)
2023		$95,040 (+15.93%) Land $13,340 Building $81,700	$95,040 (+15.93%) Land $13,340 Building $81,700
2022	$1,408.00 Homeowner's exemption	$81,980 Land $11,120 Building $70,860
2021			$81,980 Land $11,120 Building $70,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALMAR WATER SUPPLY serves 1,125 people · EPA ID IA9615064
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

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