208 E 3rd St, Gaylord, MI 49735 Property Records

Otsego County property record for 208 E 3rd St, Gaylord, MI 49735

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Trust Name on File
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
APN	`103-360-007-003-00`

Property Details

APN / Parcel Number

Primary APN	`103-360-007-003-00`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Width	66 ft Width

Location & Zoning

Street Address	208 E 3RD ST
City	GAYLORD
State	MI
Zip	49735-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK. 7 SHELDENS FIRST ADDITION CITY OFGAYLORD SEC 4 T30N R3W
Legal Range	03W
Legal Township	30N
Legal Section	04
Legal Subdivision	SHELDENS FIRST ADD
Legal Block	7
Legal Lot Number	3
Jurisdiction	OTSEGO MI
Township / Civil Division	GAYLORD
Census Block Group	3
Census Block	3041
Census Tract	950300

Owner

208 E 3rd St is owner-occupied and held in a trust since June 2024.

Source: Otsego County records, as of October 22, 2026

Owner of Record	Trust Name on File
Mailing Address	208 E 3RD ST, GAYLORD, MI 49735-1259
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2024
Deed Sale	Jun 24, 2024
Prior Sale	Jul 5, 2022 · Amount on File
Deed Book / Page	1658 / 699
Prior Transfer Date	Jun 18, 2024
Prior Transfer Doc	001658/699
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Jul 5, 2022
Property Address	208 E 3RD ST, GAYLORD, MI 49735-1259
Document Number	001606/761
Book / Page	1606 / 761
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 CHUB LN, GAYLORD, MI 49735

Mortgage

Document Number	0001606764
Date	Jul 5, 2022
Instrument	1606/764

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 208 E 3rd St was $3,059 with a homeowner's exemption, up 1.5% from the year before.

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
Municipality	Gaylord City
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,400 (+13.56%)	$222,800 (+13.56%)
2025	$3,059.00 (+1.49%) Homeowner's exemption	$98,100	$196,200
2024	$3,014.00
2023		$71,400	$142,800
2022	$2,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 208 E 3rd St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 E 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAYLORD serves 3,629 people · EPA ID MI0002600
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Baraga Telephone Company.

Nearby Properties on E 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures