208 Cotton View Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 208 Cotton View Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,182 sqft · built 2019
Lot Size	0.164 acres (7,187 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72280690200500111`

Property Details

APN / Parcel Number

Primary APN	`72280690200500111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	2,182 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.164 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	72280690200500111
Street Address	208 COTTON VIEW LN
City	RED OAK
State	TX
Zip	75154-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 BLK:B SUBD:CAMDEN PARK OF RED OAK
Legal Subdivision	CAMDEN PARK OF RED OAK
Legal Block	B
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1010
Census Tract	60207

Owner

208 Cotton View Ln is owned and occupied by two individuals who acquired it in July 2019.

Source: Ellis County records, as of December 1, 2023

Owner of Record	2 Individual Names on File
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT BK
Jul 1, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MTG
Jan 11, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019
Deed Sale	Jul 1, 2019
Deed Document Number	1918229
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	208 COTTON VIEW LN, RED OAK, TX 75154-2729
Document Number	0000011823
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	208 COTTON VIEW LN RED OAK TX 751542729, RED OAK, TX 75154-2729

Mortgage

Document Number	0000011823
Date	Apr 14, 2020
Instrument	11823

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jul 1, 2019
Property Address	208 COTTON VIEW LN, RED OAK, TX 75154-2729
Document Number	0000018229
Instrument Date	Jun 28, 2019
Instrument	18229
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 16, 2019
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 COTTON VIEW LN RED OAK TX 751542729, RED OAK, TX 75154-2729

Mortgage

Document Number	18230
Date	Jul 1, 2019
Instrument	18230

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Jan 11, 2019
Property Address	208 COTTON VIEW LN, RED OAK, TX 75154-2729
Document Number	0000001004
Instrument Date	Jan 10, 2019
Instrument	1004
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4306 MILLER RD ROWLETT TX 750888035, ROWLETT, TX 75088-8035

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$381,816 Land $55,000 Building $326,816	$381,816 Land $55,000 Building $326,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Cotton View Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 208 Cotton View Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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