St. Johns County property record for 208 Clover Ct, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,510 sqft · built 1995 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,549 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 250002-0260 |
| Primary APN | 250002-0260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,510 sqft Living Area |
| Gross Area | 3,272 sqft |
| 1st Floor Area | 2,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,548 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 282 sqft |
| Deck Area | Deck Area |
| Patio Area | 868 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 208 CLOVER CT |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-3841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 27/47-48 JULINGTON CREEK UT 1 7TH REPLAT BLK 2 LOT 26 OR1103/766 & 5408/1975 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 29 |
| Legal Subdivision | SEVENTH REPLAT IN JULINGTON CREEK UNIT O |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20802 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 208 CLOVER CT, SAINT JOHNS, FL 32259-3841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Nov 2, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 7, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 26, 2021 |
| Transfer Doc | 0054081975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 13, 2026 |
| Property Address | 208 CLOVER CT, SAINT JOHNS, FL 32259-3841 |
| Document Number | 0000040894 |
| Book / Page | 6362 / 1078 |
| Instrument Date | May 7, 2026 |
| Instrument | 202640894 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 208 CLOVER CT, SAINT JOHNS, FL 32259-3841 |
| Document Number | 0000040894, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 6362/1078 |
| Instrument | 202640894 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 2, 2021 |
| Property Address | 208 CLOVER CT, SAINT JOHNS, FL 32259-3841 |
| Document Number | 0054081975 |
| Book / Page | 5408 / 1975 |
| Map Reference | MB 27 PG 47&48 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021118808 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 CLOVER CT, SAINT JOHNS, FL 32259-3841 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 208 CLOVER CT, SAINT JOHNS, FL 32259-3841 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050641527 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 5064/1527 |
| Instrument | 2020088215 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 131 Months |
| Due | Sep 1, 2031 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,164 (+2.7%) | $459,586 (-3.63%) Land $80,000 Building $379,586 | |
| 2025 | $1,549.00 (+13.31%) Disabled Person's exemption Veteran's exemption | $279,614 (+2.9%) | $476,915 (-1.52%) Land $90,000 Building $386,915 |
| 2024 | $1,367.00 (+31.32%) Disabled Person's exemption Veteran's exemption | $271,734 (+3%) | $484,275 (-2.54%) Land $84,000 Building $400,275 |
| 2023 | $1,041.00 (+1.56%) Disabled Person's exemption Veteran's exemption | $263,819 (+3%) | $496,875 (+8.39%) Land $84,000 Building $412,875 |
| 2022 | $1,025.00 Disabled Person's exemption Veteran's exemption | $256,135 | $458,415 Land $84,000 Building $374,415 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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