Hamilton County property record for 208 Cliftview Dr, Chattanooga, TN 37415
| Property Type | Duplex |
|---|---|
| Details | 6 ba · 2,112 sqft · built 1987 |
| Lot Size | 0.288 acres (12,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jul 2019) |
| Tax Bill | $873 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118I B 016.18 |
| Primary APN | 118I B 016.18 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,572 sqft (0.288 acres) |
| Lot Dimensions | 176 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000120382 |
|---|---|
| Street Address | 208 CLIFTVIEW DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-5809 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LT 2 SAM KING SUB PB 38 PG 32 OUT OF 118I-B-19 FOR 1986 |
| Legal Subdivision | SAM KING SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
208 Cliftview Dr, a duplex, is owned and occupied by two individuals who bought it in July 2019.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 CLIFTVIEW DR, CHATTANOOGA, TN 37415-5809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK |
| Jul 30, 2019 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L |
| Jan 24, 2019 | Warranty Deed, Transfer TENNESSEE VLY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on File |
| Deed Sale | Jul 30, 2019 · Amount on File |
| Prior Sale | Jan 24, 2019 · Amount on File |
| Deed Document Number | 2019174 |
| Deed Book / Page | 11713 / 190 |
| Prior Transfer Date | Jan 2, 2004 |
| Prior Transfer Doc | 0069800727 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 208 CLIFTVIEW DR, CHATTANOOGA, TN 37415-5809 |
| Document Number | 1223000225 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 208 CLIFTVIEW DR CHATTANOOGA TN 374155809, CHATTANOOGA, TN 37415-5809 |
| Document Number | 1223000225 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 012288/000282 |
| Instrument | 201223000225 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 30, 2019 |
| Property Address | 208 CLIFTVIEW DR, CHATTANOOGA, TN 37415-5809 |
| Document Number | 0730000174 |
| Book / Page | 011713 / 000190 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 190730000174 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 208 CLIFTVIEW DR CHATTANOOGA TN 374155809, CHATTANOOGA, TN 37415-5809 |
| Document Number | 730000175 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 011713/000192 |
| Instrument | 190730000175 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 24, 2019 |
| Property Address | 208 CLIFTVIEW DR, CHATTANOOGA, TN 37415-5809 |
| Document Number | 0124000179 |
| Book / Page | 011550 / 000537 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 190124000179 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 743 HIXSON TN 373430743, HIXSON, TN 37343-0743 |
| Document Number | 124000180 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 011550/000540 |
| Instrument | 190124000180 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 208 Cliftview Dr was $873, down 13.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $873.00 (-13.22%) | $57,600 (+28%) | $230,400 (+28%) Land $70,000 Building $160,400 |
| 2024 | $1,006.00 (-47%) | $45,000 (-) | $180,000 (-) Land $50,000 Building $130,000 |
| 2023 | $1,898.00 (+22.45%) | $45,000 (-) | $180,000 (-) Land $50,000 Building $130,000 |
| 2022 | $1,550.00 | $45,000 | $180,000 Land $50,000 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 208 Cliftview Dr in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 41 (1978–2013) |
| Claims Outside the SFHA | 10 of 41 |
| Most Recent Claim | May 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Cliftview Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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