208 Clay St, Sidney, IA 51652 Property Records

Fremont County property record for 208 Clay St, Sidney, IA 51652 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,366 sqft · built 1890
Lot Size	0.409 acres (17,820 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Jan 2022)
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Aug 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`470470225000000`

Property Details

APN / Parcel Number

Primary APN	`470470225000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,366 sqft Living Area
1st Floor Area	579 sqft
Basement Area	623 sqft
Unfinished Basement	623 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,820 sqft (0.409 acres)
Lot Dimensions	265 ft deep x 66 ft wide

Exterior Amenities

Porch	Slab
Porch Area	380 sqft
Deck Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	208 CLAY ST
City	SIDNEY
State	IA
Zip	51652-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68' X 265' TR LOT 1 OUTLOT 5
Legal Subdivision	SIDNEY
Legal Lot Number	1
Jurisdiction	FREMONT IA
Township / Civil Division	SIDNEY
Census Block Group	1
Census Block	1029
Census Tract	970200

Owner

Source: Fremont County records · APN 470470225000000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	208 CLAY ST, SIDNEY, IA 51652-8008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Mar 29, 2023	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Nov 06, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	202291
Deed Book / Page	2022 / 91
Record Updated	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT IA
Property Address	208 CLAY ST, SIDNEY, IA 51652-8008
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 CLAY ST, SIDNEY, IA 51652-8008

Mortgage

Document Number	002025/124
Date	Jan 21, 2025
Book Page	2025/124
Instrument	20250124

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Apr 01, 2053

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT IA
Property Address	208 CLAY ST, SIDNEY, IA 51652-8008
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02006/1416
Date	Aug 25, 2006
Book Page	2006/1416
Instrument	20061416

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT IA
Recording Date	Mar 29, 2023
Property Address	208 CLAY ST, SIDNEY, IA 51652-8008
Document Number	002023/341
Book / Page	2023 / 341
Instrument Date	Mar 27, 2023
Instrument	20230341
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$314.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 CLAY ST, SIDNEY, IA 51652-8008

Mortgage

Document Number	0020230342
Date	Mar 29, 2023
Instrument	20230342

Lender

Name	ZILLOW HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREMONT IA
Recording Date	Nov 06, 2017
Property Address	208 CLAY ST, SIDNEY, IA 51652-8008
Document Number	2017/1380
Book / Page	2017 / 1380
Instrument Date	Jun 09, 2017
Instrument	20171380
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 488, COLUMBIA, SC 29202-0488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BERRYHILL RD STE 200, 200, COLUMBIA, SC 29210-6433
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fremont County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Municipality	Sidney City
Unified School District	Sidney Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,666.00 Homeowner's exemption	$148,000 (+144.39%) Land $12,220 Building $135,780	$148,000 (+144.39%) Land $12,220 Building $135,780
2024	$2,666.00 (+14.22%)
2023		$60,560 (-35.21%) Land $12,220 Building $48,340	$60,560 (-35.21%) Land $12,220 Building $48,340
2022	$2,334.00	$93,470 Land $7,250 Building $86,220
2021			$93,470 Land $7,250 Building $86,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fremont County (19071C), updated February 24, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

208 Clay St, Sidney, IA 51652 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Clay St

Nearby Streets

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