208 Clark St, Saint Cloud, WI 53079 Property Records

Fond Du Lac County property record for 208 Clark St, Saint Cloud, WI 53079

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,086 sqft · built 1910
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individuals on Record
Last Sale	$98,000 (Apr 2010)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`V08-16-19-99-OP-346-00`

Property Details

APN / Parcel Number

Primary APN	`V08-16-19-99-OP-346-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,086 sqft Total Area
1st Floor Area	1,086 sqft
2nd Floor Area	1,086 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Historical
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	165 ft deep x 99 ft wide
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	208 CLARK ST
City	SAINT CLOUD
State	WI
Zip	53079-1464
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	S25 T16N R19E ORIGINAL PLAT W 33' LOT 6 & ALL LOT 7 BLK 18 (958137) .37A
Legal Range	19E
Legal Township	16N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT
Legal Block	18
Legal Lot Number	6-7
Jurisdiction	FOND DU LAC WI
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	42100

Owner

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	208 CLARK ST, SAINT CLOUD, WI 53079-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2010 · Amount on Record
Deed Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	2010958137
Prior Transfer Date	Apr 22, 2010
Prior Transfer Doc	0000958137
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	208 CLARK ST, SAINT CLOUD, WI 53079-1464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1079923
Date	Jan 26, 2017
Instrument	1079923

Lender

Name	VERVE A CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.74%
Index	1-Year CMT
Max Rate	9.74%

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	St. Cloud Village
Unified School District	New Holstein School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (+4.21%)	$104,700 (-) Land $13,600 Building $91,100	$163,722 (+18.97%) Land $21,267 Building $142,455
2023	$973.00 Homeowner's exemption	$104,700 Land $13,600 Building $91,100	$137,618 Land $17,876 Building $119,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLOUD WATERWORKS serves 471 people · EPA ID WI4200477
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clark St

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