Codington County property record for 208 Circle Dr, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1976 |
| Lot Size | 0.405 acres (17,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Aug 2022) |
| Tax Bill | $2,745 (2026) |
| Deeds & Mortgages | May 2009 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009197 |
| Primary APN | 009197 |
|---|
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 17,640 sqft (0.405 acres) |
| Lot Dimensions | 126 ft deep x 139 ft wide |
| Street Address | 208 CIRCLE DR |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-3946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 4 MORNING SIDE ADD |
| Legal Subdivision | MORNING SIDE ADD |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 954401 |
208 Circle Dr is owned and occupied by two individuals who bought it in August 2022.
Source: Codington County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 950 N CLARK ST, B, CHICAGO, IL 60610-8702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on File |
| Deed Sale | Aug 24, 2022 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 208 CIRCLE DR, WATERTOWN, SD 57201-3946 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00986/2568 |
|---|---|
| Date | May 20, 2009 |
| Book Page | 986/2568 |
| Instrument | 200902601 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 208 Circle Dr was $2,745 with a homeowner's exemption, up % from the year before.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,745.00 (+0.04%) Homeowner's exemption | $257,333 (-) Land $74,633 Building $182,700 |
| 2025 | $2,744.00 (+2.73%) Homeowner's exemption | $257,333 Land $74,633 Building $182,700 |
| 2024 | $2,671.00 | |
| 2023 | $238,596 Land $67,848 Building $170,748 | |
| 2022 | $2,638.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 208 Circle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Circle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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