Dorchester County property record for 208 Charles St, Hurlock, MD 21643
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 874 sqft · built 1935 |
| Lot Size | 0.161 acres (7,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,100 (Aug 2023) |
| Tax Bill | $2,044 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-010622 |
| Primary APN | 15-010622 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 874 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,021 sqft (0.161 acres) |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 154 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 010622 |
|---|---|
| Street Address | 208 CHARLES ST |
| City | HURLOCK |
| State | MD |
| Zip | 21643-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 7,021.5 SQ. FT. 208 CHARLES STREET HURLOCK |
| Legal Lot Number | 7 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 15, HURLOCK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 970200 |
208 Charles St is owned and occupied by two individuals who bought it in August 2023.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 CHARLES ST, HURLOCK, MD 21643-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 22, 2017 | Grant Deed, Transfer · Conventional with PMI UNIVERSAL MTG & FIN |
| Apr 27, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on File |
| Deed Sale | Aug 10, 2023 · Amount on File |
| Prior Sale | Dec 22, 2017 · Amount on File |
| Deed Book / Page | 1827 / 95 |
| Prior Transfer Date | Apr 20, 2017 |
| Prior Transfer Doc | 0013970277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Aug 10, 2023 |
| Property Address | 208 CHARLES ST, HURLOCK, MD 21643-3434 |
| Document Number | 0018270095 |
| Book / Page | 1827 / 95 |
| Map Reference | LB 1439 FO 420 |
| Instrument Date | Aug 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 208 CHARLES ST, HURLOCK, MD 21643-3434 |
| Document Number | 0001827101 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 1827-101 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Dec 22, 2017 |
| Property Address | 208 CHARLES ST, HURLOCK, MD 21643-3434 |
| Document Number | 0014390424 |
| Book / Page | 001439 / 000424 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 208 CHARLES ST HURLOCK MD 216433434, HURLOCK, MD 21643-3434 |
| Document Number | 14390432 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 001439/000432 |
| Name | UNIVERSAL MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | EDGEWATER, MD 21037 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Apr 27, 2017 |
| Property Address | 208 CHARLES ST, HURLOCK, MD 21643-3434 |
| Document Number | 0013970277 |
| Book / Page | 001397 / 000277 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 3, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $26.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 208 CHARLES ST HURLOCK MD 216433434, HURLOCK, MD 21643-3434 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 208 Charles St was $2,044, up 24% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Hurlock Town |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,044.00 (+23.95%) | $121,500 | $147,600 Land $26,300 Building $121,300 |
| 2025 | $1,649.00 | ||
| 2023 | $1,172.00 | $65,567 | $69,300 Land $26,300 Building $43,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 208 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Charles St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Bay Country Communications Cable | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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