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208 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 208 Central Ave, Cranford, NJ 07016 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,670 sqft · built 1910
Lot Size0.179 acres (7,793 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Sep 2005)
Tax Bill$12,438 (2025)
Deeds & MortgagesSep 2021 Transfer
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00226-0000-00003

Property Details

APN / Parcel Number

Primary APN03-00226-0000-00003
Alternative APNs
  • 030022600003
  • 2132008

Interior

Stories2 Stories
Building Area1,670 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area7,793 sqft (0.179 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number2132008
Street Address208 CENTRAL AVE
CityCRANFORD
StateNJ
Zip07016-2203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionDR LOUNSBERRY
Legal Block226
Legal Lot Number3
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group5
Census Block5024
Census Tract37000

Owner

Source: Union County and Cranford Township records · APN 03-00226-0000-00003

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address208 CENTRAL AVE, CRANFORD, NJ 07016-2203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Intrafamily Transfer, Transfer
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2005 · Amount on Record
Deed SaleSep 02, 2005 · Amount on Record
Deed Book / Page5527 / 846
Last Transfer DateAug 18, 2021
Transfer Doc0064290443
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NJ
Recording DateSep 13, 2021
Property Address208 CENTRAL AVE, CRANFORD, NJ 07016-2203
Document Number0064290443
Book / Page6429 / 443
Instrument DateAug 18, 2021
Instrument9258
Transaction TypeTransfer
Record UpdatedSep 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 CENTRAL AVE, CRANFORD, NJ 07016-2203

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address208 CENTRAL AVE, CRANFORD, NJ 07016-2203
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147700256
DateSep 21, 2020
Book Page14770/256
Instrument699267
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$171,600 (-) Land $93,200 Building $78,400$171,600 (-) Land $93,200 Building $78,400
2025$12,438.00 (+6.92%)$171,600 (-) Land $93,200 Building $78,400$171,600 (-) Land $93,200 Building $78,400
2024$11,633.00 (+2.53%)
2023$171,600 Land $93,200 Building $78,400$171,600 Land $93,200 Building $78,400
2022$11,346.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 85 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies85 in force
83 of 85 on primary residences
Nearby Flood Claims230 (1978–2023)
Claims Outside the SFHA26 of 230
Most Recent ClaimMay 2023, rainfall accumulation
Flood Events
  • Hurricane Irene (Sep 2011), 65 claims
  • Severe Storms And Inland And Coastal Flooding (Apr 2007), 41 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 45 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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