208 Cedar St, Hudson, IA 50643 Property Records

Black Hawk County property record for 208 Cedar St, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1966
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on File
Tax Bill	$3,214 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8814-26-311-007`

Property Details

APN / Parcel Number

Primary APN	`8814-26-311-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	1,740 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	170 sqft
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	208 CEDAR ST
City	HUDSON
State	IA
Zip	50643-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT HUDSON LOT 3 BLK 9 S 30 FT LOT 4 BLK 9
Legal Range	14W
Legal Township	88N
Legal Section	26
Legal Subdivision	ORIGINAL PLAT HUDSON
Legal Block	9
Legal Lot Number	3,4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2027
Census Tract	3002

Owner

208 Cedar St is owned and occupied by an individual who acquired it in December 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 645, HUDSON, IA 50643-0645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPLOYEES CU
Aug 12, 2025	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Aug 26, 2025	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Dec 14, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 13, 2023
Transfer Doc	0000007746
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	208 CEDAR ST, HUDSON, IA 50643-7704
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202511649
Date	Aug 12, 2025
Instrument	2025-11649

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	3950 38TH AVE, MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	6.49%
Max Rate At Change	8.49%
Index	1-Year CMT
Max Rate	11.4%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	208 CEDAR ST, HUDSON, IA 50643-7704
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202511650
Date	Aug 12, 2025
Instrument	2025-11650

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	3950 38TH AVE, MOLINE, IL 61265

Agreement

Type	Line of Credit
Term	300 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	208 CEDAR ST, HUDSON, IA 50643-7704
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202512490
Date	Aug 26, 2025
Instrument	2025-12490

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	3950 38TH AVE, MOLINE, IL 61265

Agreement

Type	Line of Credit
Term	300 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 14, 2023
Property Address	208 CEDAR ST, HUDSON, IA 50643-7704
Document Number	202400007746
Instrument Date	Dec 13, 2023
Instrument	202400007746
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 CEDAR ST, HUDSON, IA 50643-7704

Tax Assessment & Valuation

The 2025 property tax bill for 208 Cedar St was $3,214 with a homeowner's exemption, up 16.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,214.00 (+16.2%) Homeowner's exemption	$202,500 Land $29,250 Building $173,250	$202,500 Land $29,250 Building $173,250
2024	$2,766.00
2023		$189,390 (+14.32%) Land $29,250 Building $160,140	$189,390 Land $29,250 Building $160,140
2022	$2,938.00 Homeowner's exemption	$165,670 Land $29,250 Building $136,420
2021			$165,670 Land $29,250 Building $136,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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