208 Capitola Ave, Unit A, Capitola, CA 95010 Property Records

Santa Cruz County property record for 208 Capitola Ave, Unit A, Capitola, CA 95010

Property Summary

Property Type	Store with Apartments
Details	2 bd · 1 ba · 1,811 sqft · built 1936
Lot Size	0.041 acres (1,786 sqft)
Owner	Company Name on File
Last Sale	$2,450,000 (Jun 2026)
Tax Bill	$24,425 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2022 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`035-183-20`

Property Details

APN / Parcel Number

Primary APN	`035-183-20`
Alternative APN	`035-183-20-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,811 sqft Gross Area
1st Floor Area	1,811 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1982
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	1,786 sqft (0.041 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	208 CAPITOLA AVE, A
City	CAPITOLA
State	CA
Zip	95010-3323
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Subdivision	CAPITOLA 06
Legal Lot Number	3,4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2021
Census Tract	121801

Owner

208 Capitola Ave, Unit A is owned by a company that bought it in June 2026.

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	208 CAPITOLA AVE, CAPITOLA, CA 95010-3322
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Apr 7, 2021	Intrafamily Transfer, Transfer
Oct 29, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 27, 2020	Grant Deed, Transfer · Stand-Alone First Mortgage SANTA CRUZ COUNTY BANK
Apr 25, 2018	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Oct 27, 2020 · Amount on File
Deed Document Number	202612564
Prior Transfer Date	Feb 6, 2021
Prior Transfer Doc	0000020261
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 3, 2026
Document Number	0000012564
Instrument Date	May 19, 2026
Instrument	202612564
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	212 CAPITOLA AVE, CAPITOLA, CA 95010-3205
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 BRANCIFORTE DR, SANTA CRUZ, CA 95065-9762

Mortgage

Document Number	0000022618
Date	Aug 8, 2022
Instrument	2022-0022618

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 7, 2021
Property Address	212 CAPITOLA AVE, CAPITOLA, CA 95010-3205
Document Number	0000020261
Map Reference	MB 18 PG 36
Instrument Date	Feb 6, 2021
Instrument	2021-0020261
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 29, 2020
Property Address	210 CAPITOLA AVE, CAPITOLA, CA 95010-3205
Document Number	0000044799
Instrument Date	Oct 22, 2020
Instrument	44799
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	55 HOLLINS DR SANTA CRUZ CA 950601804, SANTA CRUZ, CA 95060-1804

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 27, 2020
Property Address	210 CAPITOLA AVE, CAPITOLA, CA 95010-3205
Document Number	0000044204
Map Reference	MB 18 PG 36
Instrument Date	Aug 6, 2020
Instrument	2020-0044204
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HOLLINS DR, SANTA CRUZ, CA 95060-1804

Mortgage

Document Number	0000044205
Date	Oct 27, 2020
Instrument	2020-0044205

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	210 CAPITOLA AVE, CAPITOLA, CA 95010-3205
Document Number	0000016764
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	373 W SIERRA MADRE BLVD SIERRA MADRE CA 910242359, SIERRA MADRE, CA 91024-2359

Mortgage

Document Number	0000016764
Date	Jun 4, 2018
Instrument	16764

Lender

Name	US BK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 208 Capitola Ave, Unit A was $24,425, up 7% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,932,343 (+2%) Land $1,242,091 Building $690,252
2025	$24,425.00 (+6.96%)	$1,894,454 Land $1,217,736 Building $676,718
2024	$22,835.00 (+4.14%)
2023	$21,928.00 (+1.18%)	$1,794,690 Land $1,170,450 Building $624,240
2022	$21,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 208 Capitola Ave, Unit A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	40 units insured incl. 16 condo units
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 208 Capitola Ave, Unit A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Capitola Ave

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