208 Callaghan Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 208 Callaghan Dr, Fate, TX 75189

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,050 sqft · built 2015
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (May 2022)
Tax Bill$5,364 (2025)
Deeds & MortgagesMay 2022 Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN327300010018000R

Property Details

APN / Parcel Number

Primary APN327300010018000R
Alternative APNs
  • R87552
  • 87552

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,050 sqft Living Area
Gross Area3,571 sqft
1st Floor Area3,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address208 CALLAGHAN DR
CityFATE
StateTX
Zip75189-4929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHAMBERLAIN CROSSING PHASE 2, BLOCK 1, LOT 18
Legal SubdivisionCHAMBERLAIN CROSSING PHASE 2
Legal Phase2
Legal Tract18
Legal Block1
Legal Lot Number18
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHEAST ROCKWALL
Census Block Group1
Census Block1008
Census Tract40409

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address208 CALLAGHAN DR, FATE, TX 75189-4929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Vendor's Lien, Transfer · Conventional Mortgage
FILO MORTGAGE LLC
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 24, 2020Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2022 · Amount on Record
Deed SaleMay 6, 2022 · Amount on Record
Deed Document Number202210266
Record UpdatedSep 20, 2026

May 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateMay 6, 2022
Property Address208 CALLAGHAN DR, FATE, TX 75189-4929
Document Number0000010266
Map ReferenceCAB I SL 123
Instrument DateMay 6, 2022
Instrument20220000010266
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanyNOT AVAILABLE, UNIVERSITY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 CALLAGHAN DR, FATE, TX 75189-4929

Mortgage

Document Number0000010267
DateMay 6, 2022
Instrument20220000010267
Lender
NameFILO MORTGAGE LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address208 CALLAGHAN DR, FATE, TX 75189-4929
Transaction TypeMortgage
Record UpdatedMar 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003977
DateFeb 22, 2022
Instrument20220000003977
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueSep 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address208 CALLAGHAN DR, FATE, TX 75189-4929
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 CALLAGHAN DR, FATE, TX 75189-4929

Mortgage

Document Number0000028685
DateNov 24, 2020
Instrument20200000028685
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term302 Months
DueJan 1, 2046

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$398,346 (-6.55%) Land $95,000 Building $303,346$398,346 (-6.55%) Land $95,000 Building $303,346
2025$5,364.00 (-7.79%) Homeowner's exemption$426,282 (-4.35%) Land $107,000 Building $319,282$426,282 (-4.35%) Land $107,000 Building $319,282
2024$5,817.00 (-1.91%)
2023$5,930.00 (+5.03%) Homeowner's exemption$445,665 Land $110,000 Building $335,665$445,665 Land $110,000 Building $335,665
2021$5,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2018–2025)
Most Recent ClaimJan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FATE
serves 29,285 people · EPA ID TX1990006
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100
Peoples Communications
Fixed Wireless · Fiber in parts of the area
300 / 60
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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