208 Caleb Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 208 Caleb Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,888 sqft · built 1963
Lot Size	0.401 acres (17,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2025)
Tax Bill	$1,058 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23888`

Property Details

APN / Parcel Number

Primary APN	`23888`
Alternative APNs	`20712501` `1368723`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,888 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1368723
Street Address	208 CALEB RD
City	SHELBY
State	NC
Zip	28152-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#35-38 BELLVIEW AC SD PB8-72
Legal Subdivision	BELLVIEW
Legal Block	3
Legal Lot Number	14
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2043
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 CALEB RD, SHELBY, NC 28152-7901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Deed Document Number	2025200113852
Deed Book / Page	1946 / 2014
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 15, 2025
Property Address	208 CALEB RD, SHELBY, NC 28152-7901
Document Number	0019462014
Book / Page	1946 / 2014
Map Reference	MB 8 PG 72
Instrument Date	May 7, 2025
Instrument	200113852
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 CALEB RD, SHELBY, NC 28152-7901

Mortgage

Document Number	0200113853
Date	May 15, 2025
Instrument	200113853

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Mortgage

Document Number	0019462036
Date	May 15, 2025
Book Page	1946/2036
Instrument	200113854

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	770 THE CITY DR S STE 2000, ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,058.00 (+6.12%)	$159,652 (+1.66%) Land $11,880 Building $147,772	$159,652 (+1.66%) Land $11,880 Building $147,772
2025	$997.00	$157,045 (+53.01%) Land $11,880 Building $145,165	$157,045 (+53.01%) Land $11,880 Building $145,165
2023		$102,638 Land $9,720 Building $92,918	$102,638 Land $9,720 Building $92,918

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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