Webb County property record for 208 Bluff Oak Dr, Laredo, TX 78045 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,774 sqft · built 2015 |
| Lot Size | 0.137 acres (6,003 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,839 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-79006-240 |
| Primary APN | 989-79006-240 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,774 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,003 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Account Number | 529395 |
|---|---|
| Street Address | 208 BLUFF OAK DR |
| City | LAREDO |
| State | TX |
| Zip | 78045-6849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN ISIDRO NORTHEAST, BLOCK 6, LOT 24, PHASE 13 |
| Legal Subdivision | SAN ISIDRO NORTHEAST |
| Legal Phase | 13 |
| Legal Block | 6 |
| Legal Lot Number | 24 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1727 |
Source: Webb County records · APN 989-79006-240
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 BLUFF OAK DR, LAREDO, TX 78045-6849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2016 |
| Deed Sale | Apr 01, 2016 |
| Deed Document Number | 3994 |
| Deed Book / Page | 3995 / 260 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 208 BLUFF OAK DR, LAREDO, TX 78045-6849 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004737/179 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 4737/179 |
| Instrument | 1384386 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 208 BLUFF OAK DR, LAREDO, TX 78045-6849 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 005004/183 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 5004/183 |
| Instrument | 1425901 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Jul 01, 2046 |
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $311,296 (+11.74%) Land $92,741 Building $218,555 | $311,296 (+11.74%) Land $92,741 Building $218,555 | |
| 2024 | $1,839.00 (+12%) | ||
| 2023 | $278,579 Land $80,316 Building $198,263 | $278,579 Land $80,316 Building $198,263 | |
| 2022 | $1,642.00 |
Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 37% of the US · above 12% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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