208 Bittersweet Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 208 Bittersweet Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1962
Lot Size	0.203 acres (8,833 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jan 2017)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Aug 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`204780A000`

Property Details

APN / Parcel Number

Primary APN	`204780A000`
Alternative APN	`2-050A-4510-00-0026.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,833 sqft (0.203 acres)
Lot Dimensions	121 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	204780A000
Street Address	208 BITTERSWEET DR
City	O FALLON
State	MO
Zip	63366-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FLAIR FOREST #1 LOT 26
Legal Subdivision	FLAIR FOREST #1
Legal Lot Number	26
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4007
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 BITTERSWEET DR, O FALLON, MO 63366-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Aug 8, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Jan 13, 2017	Deed of Trust, Mortgage GERSHMAN MTG
Jan 30, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Prior Sale	Oct 12, 2016 · Amount on Record
Deed Document Number	201762630
Deed Book / Page	6692 / 1230
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	208 BITTERSWEET DR, O FALLON, MO 63366-1619
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071221381
Date	Aug 13, 2019
Book Page	7122/1381
Instrument	20190813000424480

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	208 BITTERSWEET DR, O FALLON, MO 63366-1619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071200896
Date	Aug 8, 2019
Book Page	7120/0896
Instrument	20190808000415830

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2029

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	208 BITTERSWEET DR, O FALLON, MO 63366-1619
Document Number	0066942247
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 BITTERSWEET DR O FALLON MO 633661619, O FALLON, MO 63366-1619

Mortgage

Document Number	0066942247
Date	Feb 2, 2017
Book Page	006694/002247
Instrument	73040

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 30, 2017
Property Address	208 BITTERSWEET DR, O FALLON, MO 63366-1619
Document Number	0066921230
Book / Page	006692 / 001230
Instrument Date	Dec 8, 2016
Instrument	62630
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 BITTERSWEET DR O FALLON MO 633661619, O FALLON, MO 63366-1619

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,163 (-)	$174,540 (-) Land $50,000 Building $124,540
2025	$2,150.00	$33,163 (+11%)	$174,540 (+11%) Land $50,000 Building $124,540
2023		$29,876
2022			$157,243 Land $40,000 Building $117,243

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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