St. Clair County property record for 208 Bernice St, Collinsville, IL 62234
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 728 sqft · built 1942 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $36,000 (Aug 2018) |
| Tax Bill | $1,340 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2018 Sale & Line of Credit |
| APN | 02-01-0-206-054 |
| Primary APN | 02-01-0-206-054 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Carport |
| Garage Area | 210 sqft |
| Carport | Carport |
| Carport Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 677 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|
| Street Address | 208 BERNICE ST |
|---|---|
| City | COLLINSVILLE |
| State | IL |
| Zip | 62234-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONKS MOUND SUB LTS 5 & 6 BLK 13 DOC A02588063 |
| Legal Subdivision | MONKS MOUND |
| Legal Block | 13 |
| Legal Lot Number | 5,6 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | CANTEEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 502404 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 208 BERNICE ST, COLLINSVILLE, IL 62234-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FCB BANK |
| Aug 27, 2018 | Warranty Deed, Transfer · Line of Credit FCB BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | Sep 9, 2009 · Amount on Record |
| Deed Document Number | 20182588063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 11, 2026 |
| Property Address | 208 BERNICE ST, COLLINSVILLE, IL 62234-1107 |
| Document Number | 0A02883093 |
| Instrument Date | May 8, 2026 |
| Instrument | 20262883093 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 208 BERNICE ST, COLLINSVILLE, IL 62234-1107 |
| Investor | Possibly a Property Investor |
| Document Number | 0002883093, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20262883093 |
| Name | FCB BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 27, 2018 |
| Property Address | 208 BERNICE ST, COLLINSVILLE, IL 62234-1107 |
| Document Number | 00A2588063 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 2588063 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2018 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 208 BERNICE ST COLLINSVILLE IL 622341107, COLLINSVILLE, IL 62234-1107 |
| Document Number | A2588064 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2588064 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, IL 62220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 26, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Canteen Township |
| Unified School District | Collinsville Community Unit School District 10 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,340.00 (+5.76%) | $17,663 (+6.14%) Land $2,272 Building $15,391 | $52,989 (+6.14%) Land $6,816 Building $46,173 |
| 2024 | $1,267.00 | $16,642 (+11.65%) Land $2,141 Building $14,501 | $49,926 (+11.65%) Land $6,423 Building $43,503 |
| 2022 | $14,905 Land $1,918 Building $12,987 | $44,715 Land $5,754 Building $38,961 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 17 (1993–2012) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | May 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUND PWD serves 1,243 people · EPA ID IL1635050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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