208 Berber St, Cairo, NE 68824 Property Records

Hall County property record for 208 Berber St, Cairo, NE 68824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,148 sqft · built 1900
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Mar 2024)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3213-00-0-25005-003-0004`

Property Details

APN / Parcel Number

Primary APN	`3213-00-0-25005-003-0004`
Alternative APN	`400167964`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	430 sqft
Unfinished Basement	430 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Shed	1 Shed
Shed Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	208 BERBER ST
City	CAIRO
State	NE
Zip	68824-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	CAIRO SOUTH LOUP VILLAGE LTS 3 & 4 BLK 3; MAP NUMBER: 3213-00-0-25005-003-0004
Legal Subdivision	CAIRO SOUTH LOUP VILLAGE
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	HALL NE
Township / Civil Division	SOUTH LOUP
Census Block Group	1
Census Block	1115
Census Tract	100

Owner

208 Berber St is owned by two individuals who bought it in March 2024.

Source: Hall County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 636, CAIRO, NE 68824-0636
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Survivorship Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 1, 2019	Warranty Deed, Transfer · USDA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on File
Deed Sale	Mar 11, 2024 · Amount on File
Prior Sale	Apr 1, 2019 · Amount on File
Deed Document Number	2024980
Prior Transfer Date	Aug 13, 2003
Prior Transfer Doc	2001007519
Record Updated	Oct 29, 2026

March 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HALL NE
Recording Date	Mar 11, 2024
Property Address	208 BERBER ST, CAIRO, NE 68824-2704
Document Number	0000000980
Instrument Date	Mar 1, 2024
Instrument	202400980
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000000981
Date	Mar 11, 2024
Instrument	202400981

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL NE
Property Address	208 BERBER ST, CAIRO, NE 68824-2704
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	GRAND ISLAND ABSTRACT ESCROW, GRAND ISLAND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003032
Date	Apr 14, 2021
Instrument	202103032

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL NE
Recording Date	Apr 1, 2019
Property Address	208 BERBER ST, CAIRO, NE 68824-2704
Document Number	0000001864
Instrument Date	Mar 27, 2019
Instrument	201901864
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	GRAND ISLAND ABSTRACT ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000001865
Date	Apr 1, 2019
Instrument	201901865

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 208 Berber St was $2,125, up 15.9% from the year before.

Source: Hall County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cairo Village
County	Hall County
Unified School District	Centura Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,767 (+2.58%) Land $14,560 Building $142,207	$156,767 (+2.58%) Land $14,560 Building $142,207
2025	$2,125.00 (+15.87%)	$152,818 Land $14,560 Building $138,258	$152,818 Land $14,560 Building $138,258
2024	$1,834.00
2023		$112,372 (+37.22%) Land $14,560 Building $97,812	$112,372 (+37.22%) Land $14,560 Building $97,812
2022	$2,129.00	$81,892 Land $14,000 Building $67,892	$81,892 Land $14,000 Building $67,892

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 208 Berber St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Berber St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAIRO serves 785 people · EPA ID NE3107906
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Prairie Hills Wireless Fixed Wireless	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Viaero Wireless.

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