208 Beach Dr, Unit 2, Destin, FL 32541 Property Records

Okaloosa County property record for 208 Beach Dr, Unit 2, Destin, FL 32541

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 2,145 sqft · built 2016
Lot Size0.114 acres (4,980 sqft)
OwnerIndividual Name on Record
Last Sale$455,000 (Feb 2023)
Tax Bill$3,761 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-074-1203-3

Property Details

APN / Parcel Number

Primary APNC56-001-074-1203-3
Alternative APN
  • 00-2S-22-2330-0000-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,145 sqft Heated Area
Gross Area2,807 sqft
1st Floor Area2,145 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area4,980 sqft (0.114 acres)
Lot Depth120 ft Depth
Garage TypeFinished
Garage Area437 sqft
PorchOpen Porch
Porch Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address208 BEACH DR UNIT 2, 2
CityDESTIN
StateFL
Zip32541-2654
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLEVI'S LANDING LOT 4
Legal Range22
Legal Township02S
Legal SubdivisionLEVI'S LANDING
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1014
Census Tract23307

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address208 BEACH DR UNIT 2, 2, DESTIN, FL 32541-2654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Jun 20, 2018Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2023 · Amount on Record
Deed SaleFeb 17, 2023 · Amount on Record
Prior SaleJun 20, 2018 · Amount on Record
Deed Document Number0036623153
Deed Book / Page3662 / 3153
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 17, 2023
Property Address208 BEACH DR UNIT 2, 2, DESTIN, FL 32541-2654
Document Number0036623153
Book / Page3662 / 3153
Map ReferenceMB 27 PG 31
Instrument DateFeb 17, 2023
Instrument3606860
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 HOLLY HILLS RD, COLUMBUS, MS 39705-1227

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 BEACH DR UNIT 2, 2, DESTIN, FL 32541-2654

Mortgage

Document Number0036623155
DateFeb 17, 2023
Instrument3662/3155
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 20, 2018
Property Address208 BEACH DR UNIT 2, 2, DESTIN, FL 32541-2654
Document Number0033551516
Book / Page3355 / 1516
Map ReferenceMB27 PG31
Instrument DateJun 18, 2018
Instrument3214492
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyNAUTILUS TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address508 S GLEN AVE APT 1, 508, TAMPA, FL 33609-4933

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 LAKE AMICK DR, NICEVILLE, FL 32578-1738

Mortgage

Document Number0003214493
DateJun 20, 2018
Instrument3214493
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,761.00 (+40.02%) Homeowner's exemption$356,612 (+35.4%) Land $55,000 Building $301,612$356,612 (-4.47%) Land $55,000 Building $301,612
2023$2,686.00 (+2.6%) Homeowner's exemption$263,383 (+3%)$373,311 (+13.74%) Land $55,000 Building $318,311
2022$2,618.00 Homeowner's exemption$255,712$328,200 Land $55,000 Building $273,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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