208 Banner Ln, Benson, NC 27504 Property Records

Johnston County property record for 208 Banner Ln, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,458 sqft · built 1976
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2020)
Tax Bill	$1,514 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01F11006V`

Property Details

APN / Parcel Number

Primary APN	`01F11006V`
Alternative APN	`2000227149`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	1,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Mixed
Garage Area	1,340 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000227149
Street Address	208 BANNER LN
City	BENSON
State	NC
Zip	27504-7972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 18 KINSEY 14/113
Legal Subdivision	THE W L KINSEY SUBDIVISION
Legal Lot Number	18
Jurisdiction	JOHNSTON NC
Township / Civil Division	BANNER
Census Block Group	2
Census Block	2048
Census Tract	41401

Owner

208 Banner Ln is owned and occupied by an individual who bought it in March 2020.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	208 BANNER LN, BENSON, NC 27504-7972
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Oct 9, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Deed Document Number	2020651348
Deed Book / Page	5547 / 48
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 18, 2020
Property Address	208 BANNER LN, BENSON, NC 27504-7972
Document Number	0000651348
Book / Page	5547 / 48
Instrument Date	Mar 13, 2020
Instrument	2020651348
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 SANDY FARM CT, 17, WILLOW SPRING, NC 27592-8253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 BANNER LN, BENSON, NC 27504-7972

Mortgage

Document Number	0000651349
Date	Mar 18, 2020
Instrument	2020651349

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	208 BANNER LN, BENSON, NC 27504-7972
Document Number	0000548691
Book / Page	005045 / 000999
Instrument Date	Oct 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 BANNER LN BENSON NC 275047972, BENSON, NC 27504-7972

Mortgage

Document Number	0000548691
Date	Oct 20, 2017
Book Page	005045/000999
Instrument	548691

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

The 2026 property tax bill for 208 Banner Ln was $1,514.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,514.00	$242,280 Land $75,000 Building $167,280	$242,280 Land $75,000 Building $167,280
2023	$970.00	$119,840 Land $22,000 Building $97,840	$119,840 Land $22,000 Building $97,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Banner Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Banner Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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