Wake County property record for 208 Bainbridge Cir, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,587 sqft · built 1977 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,500 (May 2018) |
| Tax Bill | $1,318 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1710.12-86-9560 0098623 |
| Primary APN | 1710.12-86-9560 0098623 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,587 sqft Heated Area |
| 1st Floor Area | 2,587 sqft |
| Attic Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 420 sqft |
| Deck Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0098623 |
|---|---|
| Old Parcel Number | 009862301 |
| Street Address | 208 BAINBRIDGE CIR |
| City | GARNER |
| State | NC |
| Zip | 27529-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LO12 BAINBRIDGE SE1 |
| Legal Township | 16 |
| Legal Subdivision | BAINBRIDGE SUB SEC 1 |
| Legal Lot Number | 12 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 52814 |
208 Bainbridge Cir is owned and occupied by two individuals who bought it in May 2018.
Source: Wake County records, as of October 30, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 BAINBRIDGE CIR, GARNER, NC 27529-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 15, 2019 | Grant Deed, Transfer STATE EMPS CU |
| May 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage BENCHMARK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on File |
| Deed Sale | May 25, 2018 · Amount on File |
| Deed Document Number | 0171371921 |
| Deed Book / Page | 17137 / 1921 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 208 BAINBRIDGE CIR, GARNER, NC 27529-4613 |
| Document Number | 177320580 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 208 BAINBRIDGE CIR GARNER NC 275294613, GARNER, NC 27529-4613 |
| Document Number | 177320580 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 017732/000580 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 29, 2030 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Aug 15, 2019 |
| Property Address | 208 BAINBRIDGE CIR, GARNER, NC 27529-4613 |
| Document Number | 175410613 |
| Book / Page | 017541 / 000613 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2417 SPRINGFIELD PARK DR RALEIGH NC 276146915, RALEIGH, NC 27614-6915 |
| Document Number | 175410615 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 017541/000615 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 25, 2018 |
| Property Address | 208 BAINBRIDGE CIR, GARNER, NC 27529-4613 |
| Document Number | 171371921 |
| Book / Page | 017137 / 001921 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 208 BAINBRIDGE CIR GARNER NC 275294613, GARNER, NC 27529-4613 |
| Document Number | 171371923 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 017137/001923 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 24, 2048 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,318.00 | $256,860 Land $48,000 Building $208,860 | $256,860 Land $48,000 Building $208,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Bainbridge Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Bainbridge Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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