208 4th St NE, Elkader, IA 52043 Property Records

Clayton County property record for 208 4th St NE, Elkader, IA 52043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,372 sqft · built 1900
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Dec 2021)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2523177001`

Property Details

APN / Parcel Number

Primary APN	`2523177001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	740 sqft
Basement Area	740 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Metal
Lot Area	63,162 sqft (1.45 acres)
Lot Dimensions	120 ft deep x 162 ft wide
Porch	Slab
Porch Area	170 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	208 4TH ST NE
City	ELKADER
State	IA
Zip	52043-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARNERS ADDN. LOTS 1, 2, 7, & 8 BLK 14, LOT 3 & 4 BLK 13, PT VAC POPLAR ST ADJ, AND PT VAC 5TH ST ADJ.
Legal Subdivision	WARNERS ADDN
Legal Block	13,14
Legal Lot Number	1-4,7
Jurisdiction	CLAYTON IA
Township / Civil Division	BOARDMAN
Census Block Group	3
Census Block	3013
Census Tract	70300

Owner

208 4th St NE is owned and occupied by an individual who bought it in December 2021.

Source: Clayton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	208 4TH ST NE, ELKADER, IA 52043-9070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Deed Document Number	20215351
Prior Transfer Date	Jan 14, 2013
Prior Transfer Doc	0000000276
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Dec 28, 2021
Property Address	208 4TH ST NE, ELKADER, IA 52043-9070
Document Number	2021R05351
Instrument Date	Dec 27, 2021
Instrument	2021R05351
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 804, ELKADER, IA 52043-0804

Mortgage

Document Number	2021R05353
Date	Dec 28, 2021
Instrument	2021R05353

Lender

Name	CENTRAL STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 208 4th St NE was $1,628 with a homeowner's exemption, up 5.9% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Elkader City
Unified School District	Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (+5.85%) Homeowner's exemption	$84,898 Land $27,577 Building $57,321	$84,898 Land $27,577 Building $57,321
2024	$1,538.00
2023		$71,748 Land $23,980 Building $47,768	$71,748 Land $23,980 Building $47,768
2022	$1,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 4th St NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1991–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 4th St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKADER MUNI WATER DEPT serves 1,219 people · EPA ID IA2223011
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500