Polk County property record for 208 3rd St, Des Moines, IA 50309
| Property Type | Restaurant |
|---|---|
| Details | 2 bd · 1 ba · 6,508 sqft · built 1908 |
| Lot Size | 0.068 acres (2,942 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,300,000 (May 2019) |
| Tax Bill | $13,594 (2024) |
| Deeds & Mortgages | Feb 2022 Sale & Line of Credit May 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020/01300-001-000 |
| Primary APN | 020/01300-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 6,508 sqft Gross Area |
| 1st Floor Area | 2,904 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Stone |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 2,942 sqft (0.068 acres) |
| Lot Dimensions | 66 ft deep x 44 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 208 3RD ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50309-2204 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | C-3R |
| Legal Description | N 1/3 LOT 8 BLK 24 FORT DES MOINES |
| Legal Subdivision | FORT DES MOINES |
| Legal Block | 24 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 5101 |
208 3rd St, a commercial property, is owned by a company that bought it in May 2019.
Source: Polk County records, as of April 14, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 208 3RD ST, DES MOINES, IA 50309-2204 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Warranty Deed, Transfer · Line of Credit HEARTLAND BANK |
| May 14, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Oct 22, 2018 | Deed of Trust, Mortgage CHERRYWOOD MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on File |
| Deed Sale | May 14, 2019 · Amount on File |
| Prior Sale | Nov 30, 2007 |
| Deed Document Number | 20192018-00080258 |
| Deed Book / Page | 17324 / 518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Feb 14, 2022 |
| Property Address | 208 3RD ST, DES MOINES, IA 50309-2204 |
| Document Number | 0000011893 |
| Book / Page | 18985 / 325 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022-00011893 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,079.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 3RD ST, DES MOINES, IA 50309-2204 |
| Document Number | 0000011951 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-00011951 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 11, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 14, 2019 |
| Property Address | 208 3RD ST, DES MOINES, IA 50309-2204 |
| Document Number | 0000080258 |
| Book / Page | 017324 / 000518 |
| Instrument Date | May 9, 2019 |
| Instrument | 80258 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,080.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 208 3RD ST, DES MOINES, IA 50309-2204 |
| Document Number | 0000033300 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 208 3RD ST DES MOINES IA 503092204, DES MOINES, IA 50309-2204 |
| Document Number | 0000033300 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 017124/000515 |
| Instrument | 33300 |
| Name | CHERRYWOOD MTG LLC |
|---|---|
| Address | DIAMOND BAR, CA 91765 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2048 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $477,000 Land $97,100 Building $379,900 | $477,000 Land $97,100 Building $379,900 | |
| 2024 | $13,594.00 | ||
| 2023 | $418,000 Land $97,100 Building $320,900 | $418,000 Land $97,100 Building $320,900 | |
| 2020 | $19,548.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 208 3rd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured incl. 94 condo units |
| Nearby Flood Claims | 4 (2004–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 208 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, Metronet, T-Mobile, Verizon, Vero Fiber.
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