208 3rd Ave SW, Lonsdale, MN 55046 Property Records

Rice County property record for 208 3rd Ave SW, Lonsdale, MN 55046

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 788 sqft · built 1920
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$192,500 (Nov 2018)
Tax Bill	$4,406 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19.26.1.52.039`

Property Details

APN / Parcel Number

Primary APN	`19.26.1.52.039`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	788 sqft Living Area
1st Floor Area	308 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Unfinished Basement	572 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	720 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Deck Area	36 sqft
Patio Area	615 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	208 3RD AVE SW
City	LONSDALE
State	MN
Zip	55046-9563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 10 OF LONSDALE ORIG TOWN; LOT 5 BLOCK 10 OF LONSDALE ORIG TOWN
Legal Subdivision	LONSDALE ORIG TOWN
Legal Block	10
Legal Lot Number	4,5
Jurisdiction	RICE MN
Township / Civil Division	LONSDALE
Census Block Group	1
Census Block	1026
Census Tract	70102

Owner

208 3rd Ave SW is owned and occupied by an individual who acquired it in January 2021.

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	208 3RD AVE SW, LONSDALE, MN 55046-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Feb 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC
Jul 1, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Nov 15, 2019	Deed of Trust, Mortgage AMERICAN MTG & EQUITY CNSLTS I
Nov 15, 2018	Warranty Deed, Transfer AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Prior Sale	Jul 6, 2006 · Amount on File
Deed Document Number	2018711969
Last Transfer Date	Jan 25, 2021
Transfer Doc	000A736149
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	208 3RD AVE SW, LONSDALE, MN 55046-9563
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 3RD AVE SW, LONSDALE, MN 55046-9563

Mortgage

Document Number	000A763631
Date	Nov 6, 2023
Instrument	A763631

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	118 Months
Due	Sep 20, 2033

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICE MN
Recording Date	Feb 12, 2021
Property Address	208 3RD AVE SW, LONSDALE, MN 55046-9563
Document Number	000A736149
Instrument Date	Jan 25, 2021
Instrument	A736149
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	TITLE NEXUS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 3RD AVE SW, LONSDALE, MN 55046-9563

Mortgage

Document Number	000A736150
Date	Feb 12, 2021
Instrument	A736150

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICE MN
Property Address	208 3RD AVE SW, LONSDALE, MN 55046-9563
Document Number	0000731936
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 3RD AVE SW LONSDALE MN 550469563, LONSDALE, MN 55046-9563

Mortgage

Document Number	0000731936
Date	Oct 27, 2020
Instrument	731936

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	208 3RD AVE SW, LONSDALE, MN 55046-9563
Document Number	0000722891
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	EAGLE CRK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 3RD AVE SW LONSDALE MN 550469563, LONSDALE, MN 55046-9563

Mortgage

Document Number	0000722891
Date	Jan 7, 2020
Instrument	722891

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Nov 15, 2018
Property Address	208 3RD AVE SW, LONSDALE, MN 55046-9563
Document Number	0000711969
Instrument Date	Oct 31, 2018
Instrument	711969
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 3RD AVE SW LONSDALE MN 550469563, LONSDALE, MN 55046-9563

Mortgage

Document Number	711970
Date	Nov 15, 2018
Instrument	711970

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 208 3rd Ave SW was $4,406.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Lonsdale City
Unified School District	Tri-City United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,406.00	$232,800 (-6.17%) Land $72,900 Building $159,900	$232,800 (-6.17%) Land $72,900 Building $159,900
2025		$248,100 (+16.92%) Land $72,900 Building $175,200	$248,100 (+16.92%) Land $72,900 Building $175,200
2024	$4,076.00 (+83.94%)	$212,200 (-) Land $66,100 Building $146,100	$212,200 (-) Land $66,100 Building $146,100
2023	$2,216.00	$212,200 Land $66,100 Building $146,100	$212,200 Land $66,100 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 3rd Ave SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 208 3rd Ave SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lonsdale serves 5,079 people · EPA ID MN1660006
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Bevcomm Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Netwave Broadband.

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