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208 2nd St, Key Largo, FL 33037 Property Records

Monroe County property record for 208 2nd St, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,085 sqft · built 1980
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$555,000 (Apr 2022)
Tax Bill$4,543 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00474310-000000

Property Details

APN / Parcel Number

Primary APN00474310-000000
Alternative APNs
  • 11613900474310000000
  • 1581429

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,085 sqft Living Area
1st Floor Area1,085 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchFinished/Screened Porch
Porch Area216 sqft
Patio Area28 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1581429
Old Parcel Number11613900474310000000
Street Address208 2ND ST
CityKEY LARGO
StateFL
Zip33037-4837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 LT 7 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR567-597 OR798-659 OR815-1416 OR873-918 OR1155-1037 OR1294-1854
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block3
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1036
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address208 2ND ST, KEY LARGO, FL 33037-4837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Prior SaleMar 26, 2004 · Amount on Record
Deed Document Number2368816
Deed Book / Page3165 / 233
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 4, 2022
Property Address208 2ND ST, KEY LARGO, FL 33037-4837
Document Number0031650233
Book / Page3165 / 233
Map ReferenceMB 4 PG 92
Instrument DateApr 1, 2022
Instrument2368816
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyABSOLUTE FIRST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,885.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 BALDWIN DR, 14, WATERFORD, CT 06385-2708

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 2ND ST, KEY LARGO, FL 33037-4837

Mortgage

Document Number0003165235
DateApr 4, 2022
Instrument3165/235
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$502,480 (+0.18%) Land $312,000 Building $190,480$502,480 (+0.18%) Land $312,000 Building $190,480
2024$4,543.00 (+4.08%)
2023$4,365.00 (+20.18%) Senior Citizen's exemption$501,596 (+12.45%) Land $330,000 Building $171,596$501,596 (+12.45%) Land $330,000 Building $171,596
2022$3,632.00$446,069 Land $270,000 Building $176,069$446,069 Land $270,000 Building $176,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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