208 2nd Ave, Gaffney, SC 29340 Property Records

Cherokee County property record for 208 2nd Ave, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,467 sqft · built 2024
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2025)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Feb 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019688-23-3`

Property Details

APN / Parcel Number

Primary APN	`019688-23-3`
Alternative APNs	`0990600044000 60624089` `099-06-00-044.000` `019646223`

Interior

Stories	1 Story
Building Area	1,467 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Siding
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Porch	Porch

Location & Zoning

Old Parcel Number	0990600044000 60624089
Street Address	208 2ND AVE
City	GAFFNEY
State	SC
Zip	29340-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	SECOND ST & 2ND AVE 0.14AC
Legal Tract	139
Legal Lot Number	B\|50X
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1011
Census Tract	970502

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 2ND AVE, GAFFNEY, SC 29340-2565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 13, 2024	Deed of Trust, Mortgage · Construction Mortgage ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Jan 17, 2025	Deed, Transfer · USDA Mortgage USDA
Nov 16, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	2025-262
Deed Book / Page	180 / 904
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	208 2ND AVE, GAFFNEY, SC 29340-2565
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001810613
Date	Feb 14, 2025
Book Page	181/613
Instrument	2025-767

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	390 Months
Due	Aug 15, 2057

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	208 2ND AVE, GAFFNEY, SC 29340-2565
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 STONE PLAZA DR, GREENVILLE, SC 29609-3942

Mortgage

Document Number	0001690913
Date	Feb 13, 2024
Book Page	169/913
Instrument	2024-739

Lender

Name	ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Type	Non-Lending Institution
Address	JERSEY CITY, NJ 07302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2025

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jan 17, 2025
Property Address	208 2ND AVE, GAFFNEY, SC 29340-2565
Document Number	0001800904
Book / Page	180 / 904
Map Reference	MB N PG 228
Instrument Date	Aug 15, 2024
Instrument	2025-262
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 2ND AVE, GAFFNEY, SC 29340-2565

Mortgage

Document Number	0002025263
Date	Jan 17, 2025
Instrument	2025-263

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	391 Months
Due	Aug 15, 2057

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Nov 16, 2023
Property Address	208 2ND AVE, GAFFNEY, SC 29340-2565
Document Number	0001662183
Book / Page	166 / 2183
Map Reference	MB N PG 228
Instrument Date	Nov 3, 2023
Instrument	2023-6497
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 STONE PLAZA DR, GREENVILLE, SC 29609-3942

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00 (+358.95%)	$9,120 (+1,166.67%) Land $1,000 Building $8,120	$228,100 (+1,800.83%) Land $25,000 Building $203,100
2023	$285.00 (+5.95%)	$720 (-) Land $720	$12,000 (-) Land $12,000
2022	$269.00	$720 Land $720	$12,000 Land $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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