208 1st St, Ratcliff, TX 75858 Property Records

Houston County property record for 208 1st St, Ratcliff, TX 75858

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,283 sqft · built 1920
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$77,200 (Aug 2018)
Tax Bill	$1,112 (2026)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00645-00260-00000-000141`

Property Details

APN / Parcel Number

Primary APN	`00645-00260-00000-000141`
Alternative APN	`6578`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,283 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	19,602 sqft (0.45 acres)
Porch	Porch
Porch Area	314 sqft

Location & Zoning

Account Number	6578
Street Address	208 1ST ST
City	RATCLIFF
State	TX
Zip	75858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H JONES AB 645 .45 AC
Legal Subdivision	W H JONES
Jurisdiction	HOUSTON TX
Township / Civil Division	KENNARD-RATCLIFF
Census Block Group	1
Census Block	1020
Census Tract	950600

Owner

208 1st St is owned and occupied by an individual who bought it in August 2018.

Source: Houston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1904, RATCLIFF, TX 75858-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Deed Document Number	20182393
Prior Transfer Date	Aug 10, 2018
Prior Transfer Doc	0000002393
Record Updated	Oct 29, 2026

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HOUSTON TX
Recording Date	Aug 13, 2018
Property Address	208 1ST ST, CROCKETT, TX 75835
Document Number	1802393
Instrument Date	Aug 10, 2018
Instrument	1802393
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53176 CR 31, 53176, TENSTRIKE, MN 56683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 COUNTY ROAD 534, NACOGDOCHES, TX 75961-0697

Mortgage

Document Number	1802394
Date	Aug 13, 2018
Instrument	1802394

Lender

Name	CU MEMBERS MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 208 1st St was $1,112 with a homeowner's exemption, up 188.8% from the year before.

Source: Houston County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Houston County
Unified School District	Kennard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,112.00 (+188.83%)	$88,010 (-1.51%) Land $5,180 Building $82,830	$88,010 (-1.51%) Land $5,180 Building $82,830
2025	$385.00 Homeowner's exemption	$89,360 Land $6,530 Building $82,830	$89,360 Land $6,530 Building $82,830
2023		$91,060 Land $6,080 Building $84,980	$91,060 Land $6,080 Building $84,980
2022	$315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 1st St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATCLIFF WSC serves 275 people · EPA ID TX1130020
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20