208 1st St, Berthoud, CO 80513 Property Records

Larimer County property record for 208 1st St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,570 sqft · built 1904
Lot Size	1.5 acres (65,340 sqft)
Owner	Trust Name on File
Last Sale	$415,000 (Mar 2004)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94240-00-016`

Property Details

APN / Parcel Number

Primary APN	`94240-00-016`
Alternative APN	`R0488445`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	2,986 sqft
Attic	Attic
Attic Area	748 sqft
Basement Area	416 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)

Exterior Amenities

Porch	Open Slab
Porch Area	744 sqft
Utility Building	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0488445
Street Address	208 1ST ST
City	BERTHOUD
State	CO
Zip	80513-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA1
Legal Description	BEG AT W 1/4 COR 24-4-69, N 1124.75 FT ALG W LN NW 1/4, N 89 59 E 335.1 FT, N 195 FT PARA TO W LN NW 1/4, N 89 59 W 335.1 FT ALG N LN S 1/2 OF NW 1/4, S 195 FT TPOB; LESS ST
Legal Range	69W
Legal Township	4N
Legal Section	24
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2047
Census Tract	2700

Owner

208 1st St is held in a trust since April 2012.

Source: Larimer County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 747, BERTHOUD, CO 80513-0747
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2004 · Amount on File
Deed Sale	Mar 26, 2004 · Amount on File
Deed Document Number	200427916
Last Transfer Date	Apr 6, 2012
Transfer Doc	0000024002
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	208 1ST ST, BERTHOUD, CO 80513-1307
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047953
Date	Nov 7, 2023
Instrument	20230047953

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	208 1ST ST, BERTHOUD, CO 80513-1307
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 1ST ST, BERTHOUD, CO 80513-1307

Mortgage

Document Number	0000105642
Date	Nov 18, 2021
Instrument	20210105642

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	208 1ST ST, BERTHOUD, CO 80513-1307
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 1ST ST, BERTHOUD, CO 80513-1307

Mortgage

Document Number	0000104904
Date	Nov 16, 2021
Instrument	20210104904

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 208 1st St was $4,071.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,071.00	$44,419 Land $2,500 Building $41,919	$710,700 Land $40,000 Building $670,700
2023	$3,839.00 (+24%)	$49,567 (+38.08%) Land $2,680 Building $46,887	$739,800 (+43.23%) Land $40,000 Building $699,800
2022	$3,096.00	$35,897 Land $2,780 Building $33,117	$516,500 Land $40,000 Building $476,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures