208 12th St, Vermillion, SD 57069 Property Records

Clay County property record for 208 12th St, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 858 sqft · built 1900
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Sep 2024)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Mar 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15530-01700-120-00`

Property Details

APN / Parcel Number

Primary APN	`15530-01700-120-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
Gross Area	1,386 sqft
1st Floor Area	858 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1928
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 12TH ST
City	VERMILLION
State	SD
Zip	57069-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 17 ORIGINAL TOWN
Legal Subdivision	ORIGINAL TOWNSITE OF
Legal Block	17
Legal Lot Number	12
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	3
Census Block	3041
Census Tract	965700

Owner

208 12th St is owned and occupied by an individual who bought it in September 2024.

Source: Clay County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	208 12TH ST, VERMILLION, SD 57069-3049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Mar 17, 2022	Warranty Deed, Construction Loan · Construction Mortgage BANK OF DIXON COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2024 · Amount on File
Deed Sale	Sep 20, 2024 · Amount on File
Prior Sale	Mar 17, 2022 · Amount on File
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Sep 20, 2024
Property Address	208 12TH ST, VERMILLION, SD 57069-3049
Document Number	000D83/917
Book / Page	D83 / 917
Instrument Date	Sep 20, 2024
Instrument	A20241140
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 12TH ST, VERMILLION, SD 57069-3049

Mortgage

Document Number	0A20241141
Date	Sep 20, 2024
Instrument	A20241141

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Mar 17, 2022
Property Address	208 12TH ST, VERMILLION, SD 57069-3049
Document Number	000D82/672
Book / Page	D82 / 672
Instrument Date	Mar 17, 2022
Instrument	147363
Transaction Type	Construction Loan
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E 316TH ST, VERMILLION, SD 57069-6917
Investor	Possibly a Property Investor

Mortgage

Document Number	0000147364
Date	Mar 17, 2022
Instrument	147364

Lender

Name	BANK OF DIXON COUNTY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 208 12th St was $1,476, up 27.1% from the year before.

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,476.00 (+27.13%)	$81,233 Land $6,270 Building $74,963
2024	$1,161.00 (+0.61%)
2023	$1,154.00 (+15.86%)	$45,696 Land $4,950 Building $40,746
2022	$996.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 12th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 12th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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