Manatee County property record for 208 12th Ave E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,155 sqft · built 2002 |
| Lot Size | 0.302 acres (13,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Apr 2012) |
| Tax Bill | $11,846 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 25816-0207-9 |
| Primary APN | 25816-0207-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,155 sqft Living Area |
| Gross Area | 4,306 sqft |
| 1st Floor Area | 1,852 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,148 sqft (0.302 acres) |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 785 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 366 sqft |
| Deck Area | 411 sqft |
| Patio Area | 411 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 208 12TH AVE E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-4280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PL_PD-MU |
| Legal Description | LOT 1 PENINSULA AT RIVIERA DUNES PI#25816.0207/9 TOGETHER WITH THE RIGHT TO USE BOAT SLIP #16 PENINSULA NEIGHBORHOOD MARINA |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | PENINSULA AT RIVIERA DUNES |
| Legal Tract | 02581600 |
| Legal Lot Number | 1 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1502 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 208 12TH AVE E, PALMETTO, FL 34221-4280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 25, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2012 · Amount on Record |
| Deed Sale | Apr 11, 2012 · Amount on Record |
| Prior Sale | Mar 28, 2001 · Amount on Record |
| Deed Document Number | 20123014352 |
| Deed Book / Page | 2415 / 6599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 208 12TH AVE E, PALMETTO, FL 34221-4280 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 202141059735 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 202141059735 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 208 12TH AVE E, PALMETTO, FL 34221-4280 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 208 12TH AVE E, PALMETTO, FL 34221-4280 |
| Document Number | 202141034247 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 202141034247 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 208 12TH AVE E, PALMETTO, FL 34221-4280 |
| Document Number | 0026783822 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 208 12TH AVE E PALMETTO FL 342214280, PALMETTO, FL 34221-4280 |
| Document Number | 0026783822 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 002678/003822 |
| Instrument | 41055342 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Palmetto City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664,038 (+2.7%) | $1,254,427 (-0.84%) Land $359,975 Building $894,452 | |
| 2025 | $11,846.00 (+5.45%) | $646,580 (+5.99%) | $1,264,994 (+6.78%) Land $359,975 Building $905,019 |
| 2024 | $11,234.00 (+1.52%) | ||
| 2023 | $11,066.00 (+2.63%) Homeowner's exemption | $610,056 (+3%) | $1,184,640 (+21.49%) Land $268,600 Building $916,040 |
| 2022 | $10,782.00 Homeowner's exemption | $592,287 | $975,116 Land $180,000 Building $795,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 177 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 469 units insured incl. 292 condo units |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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