20795 Pony Ave, Bend, OR 97703 Property Records

Deschutes County property record for 20795 Pony Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,688 sqft · built 1985
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161228 A0 00400`

Property Details

APN / Parcel Number

Primary APN	`161228 A0 00400`
Alternative APNs	`R2007161228A000400` `133202`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,688 sqft Living Area
1st Floor Area	904 sqft
2nd Floor Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Split Level
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Detached
Garage Area	768 sqft
Deck Area	450 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	133202
Old Parcel Number	R2007161228A000400
Street Address	20795 PONY AVE
City	BEND
State	OR
Zip	97703-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 BLK:4 SUBD:FIRST ADDITION TO WHISPERING PINES ESTAT SEC/TWN/RNG/MER:SEC 28 TWN 16 RNG 12 MAP REF:161228-A0
Legal Range	12E
Legal Township	16S
Legal Section	28
Legal Quarter	NE
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	4
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2040
Census Tract	1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	20795 PONY AVE, BEND, OR 97703-8470
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Jun 11, 2024
Transfer Doc	0000014617
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20795 PONY AVE, BEND, OR 97703-8470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012265
Date	Mar 31, 2017
Instrument	2017-12265

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20795 PONY AVE, BEND, OR 97703-8470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015800
Date	Apr 9, 2020
Instrument	2020-15800

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00 (+4.58%)	$189,360 (+3%)	$619,400 (-2.04%) Land $361,610 Building $257,790
2024	$2,840.00 (+5.81%)	$183,850 (+3%)	$632,320 (-) Land $336,010 Building $296,310
2023	$2,684.00	$178,500	$632,320 Land $336,010 Building $296,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 71% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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