20795 Arago Cir, Bend, OR 97703 Property Records

Deschutes County property record for 20795 Arago Cir, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1997
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Company Names on Record
Last Sale	$257,500 (May 2015)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161228-DD-05200`

Property Details

APN / Parcel Number

Primary APN	`161228-DD-05200`
Alternative APNs	`R1058161228DD05200` `166554`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,428 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	400 sqft
Deck Area	166 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	166554
Street Address	20795 ARAGO CIR
City	BEND
State	OR
Zip	97703-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	STARWOOD BLOCK 7 LOT 9
Legal Range	12
Legal Township	16
Legal Section	28
Legal Subdivision	STARWOOD
Legal Block	7
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1018
Census Tract	1102

Owner

Source: Deschutes County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20795 ARAGO CIR, BEND, OR 97703-8425
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
May 22, 2020	Quit Claim Deed, Transfer STEWART TITLE ASSUMPTIONS
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2015 · Amount on Record
Deed Sale	May 22, 2015 · Amount on Record
Prior Sale	May 10, 2013 · Amount on Record
Deed Document Number	201519570
Last Transfer Date	May 12, 2020
Transfer Doc	0000023540
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20795 ARAGO CIR, BEND, OR 97703-8425
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004656
Date	Jan 25, 2021
Instrument	2021-04656

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 22, 2020
Property Address	20795 ARAGO CIR, BEND, OR 97703-8425
Document Number	0000023540
Map Reference	CAB C PG 85
Instrument Date	May 12, 2020
Instrument	2020-23540
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	STEWART TITLE ASSUMPTIONS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20795 ARAGO CIR, BEND, OR 97703-8425

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 14, 2017
Property Address	20795 ARAGO CIR, BEND, OR 97703-8425
Document Number	0000045769
Instrument Date	Oct 4, 2017
Instrument	45769
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20795 ARAGO CIR BEND OR 977038425, BEND, OR 97703-8425

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,303.00 (+4.53%)	$220,560 (+3%)	$565,540 (+5.79%) Land $248,560 Building $316,980
2024	$3,160.00 (+6.25%)	$214,140 (+3%)	$534,610 (-) Land $235,570 Building $299,040
2023	$2,974.00	$207,910	$534,610 Land $235,570 Building $299,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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