20794 Heron Dr, Bodega Bay, CA 94923 Property Records

Sonoma County property record for 20794 Heron Dr, Bodega Bay, CA 94923

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,732 sqft · built 1989
Lot Size0.2 acres (8,720 sqft)
OwnerTrust Name on File
Last Sale$1,900,000 (Jan 2022)
Tax Bill$22,054 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jan 2022 Sale
+ 1 more
Flood ZoneZone D (undetermined)
APN100-310-035-000

Property Details

APN / Parcel Number

Primary APN100-310-035-000
Alternative APN
  • 100-310-035

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,732 sqft Living Area
Gross Area3,332 sqft
1st Floor Area1,727 sqft
Basement Area1,005 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area8,720 sqft (0.2 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number100-310-035
Street Address20794 HERON DR
CityBODEGA BAY
StateCA
Zip94923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCZ
Legal DescriptionBODEGA HARBOUR 2 BLK 2 LOT 1
Legal SubdivisionBODEGA HARBOUR
Legal Block2
Legal Lot Number1
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group2
Census Block2003
Census Tract154305

Owner

20794 Heron Dr is held in a trust since January 2022.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address460 BRIDLE CT, SAN RAMON, CA 94582-5950
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
GOLDMAN SACHS BANK USA
Jan 19, 2022Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY
Dec 15, 2017Deed of Trust, Mortgage · ARM
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2022 · Amount on File
Deed SaleJan 19, 2022 · Amount on File
Prior SaleMay 13, 2010 · Amount on File
Deed Document Number20224003
Prior Transfer DateJul 9, 2007
Prior Transfer Doc0000080055
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address20794 HERON DR, BODEGA BAY, CA 94923
Transaction TypeMortgage
Record UpdatedAug 25, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 BRIDLE CT, SAN RAMON, CA 94582-5950

Mortgage

Document Number0000037221
DateAug 10, 2023
Instrument2023037221
Lender
NameGOLDMAN SACHS BANK USA
TypeBank
AddressNEW YORK, NY 10282
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.3%
Type Change DateSep 1, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.3%
Margin3
Max Rate10.3%

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJan 19, 2022
Property Address20794 HERON DR, BODEGA BAY, CA 94923
Document Number0000004003
Map ReferenceMB 184 PG 16-24
Instrument DateJan 14, 2022
Instrument2022004003
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Tax$2,090.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 BRIDLE CT, SAN RAMON, CA 94582-5950

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address20794 HERON DR, BODEGA BAY, CA 94923
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096825
DateDec 15, 2017
Instrument2017096825
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSAN BRUNO, CA 94066
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 20794 Heron Dr was $22,054.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictShoreline Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,056,620 (+2%) Land $822,648 Building $1,233,972
2025$22,054.00$2,016,295 Land $806,518 Building $1,209,777
2023$21,565.00 (+151.78%)$1,938,000 Land $775,200 Building $1,162,800
2022$8,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20794 Heron Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20794 Heron Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBODEGA BAY PUBLIC UTILITY DISTRICT
serves 1,069 people · EPA ID CA4910021
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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