20793 E Girard Dr, Aurora, CO 80013 Property Records

Arapahoe County property record for 20793 E Girard Dr, Aurora, CO 80013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,042 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jan 2019)
Tax Bill	$6,218 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1975-35-3-17-008`

Property Details

APN / Parcel Number

Primary APN	`1975-35-3-17-008`
Alternative APNs	`034267042` `34267042` `267042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,042 sqft Living Area
Gross Area	3,940 sqft
1st Floor Area	1,575 sqft
Basement Area	1,561 sqft
Finished Basement	1,467 sqft
Unfinished Basement	94 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	660 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	272 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	034267042
Street Address	20793 E GIRARD DR
City	AURORA
State	CO
Zip	80013-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	SUBDIVISIONCD 017165 SUBDIVISIONNAME THE CONSERVATORY SUB 1ST FLG BLOCK 071 LOT 008 LOT 8 BLOCK 71 THE CONSERVATORY SUB 1ST FLG
Legal Range	66W
Legal Township	4S
Legal Section	35
Legal Quarter	3
Legal Subdivision	THE CONSERVATORY SUB 1ST FLG
Legal Block	071
Legal Lot Number	008,8
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2022
Census Tract	83000

Owner

20793 E Girard Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20793 E GIRARD DR, AURORA, CO 80013-8924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 8, 2019	Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP
Jan 20, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Jan 29, 2019	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on File
Deed Sale	Jan 29, 2019 · Amount on File
Prior Sale	May 11, 2015
Deed Document Number	20198133
Prior Transfer Date	May 5, 2015
Prior Transfer Doc	0000047192
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	20793 E GIRARD DR, AURORA, CO 80013-8924
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E2073748
Date	Jul 11, 2022
Instrument	E2073748

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	20793 E GIRARD DR, AURORA, CO 80013-8924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D7082618
Date	Jul 21, 2017
Instrument	D7082618

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 7, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	20793 E GIRARD DR, AURORA, CO 80013-8924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVALANCHE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9107318
Date	Oct 8, 2019
Instrument	D9107318

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	20793 E GIRARD DR, AURORA, CO 80013-8924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1009593
Date	Jan 20, 2021
Instrument	E1009593

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jan 29, 2019
Property Address	20793 E GIRARD DR, AURORA, CO 80013-8924
Document Number	00D9008133
Instrument Date	Jan 26, 2019
Instrument	D9008133
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20793 GIRARD DRIVE, LOS ANGELES, CA 90013

Mortgage

Document Number	00D9008134
Date	Jan 29, 2019
Instrument	D9008134

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20793 E Girard Dr was $6,218, up 7.5% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,790 (-2.08%)	$666,500 (-) Land $209,000 Building $457,500
2025	$6,218.00 (+7.5%)	$41,657	$666,500 Land $209,000 Building $457,500
2024	$5,784.00
2023		$42,070	$682,900 Land $178,500 Building $504,400
2021	$5,250.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20793 E Girard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20793 E Girard Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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