20792 132nd Ave, Sturgis, SD 57785 Property Records

Meade County property record for 20792 132nd Ave, Sturgis, SD 57785

Property Summary

Property Type	Commercial
Details	built 2003
Lot Size	9.94 acres (432,986 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2018)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.70.05`

Property Details

APN / Parcel Number

Primary APN	`17.70.05`

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	432,986 sqft (9.94 acres)

Location & Zoning

Street Address	20792 132ND AVE
City	STURGIS
State	SD
Zip	57785-6619
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	AUDITOR SPECIALS: CROSS ADDN LOT 5
Legal Range	06
Legal Township	05
Legal Section	16
Legal Subdivision	CROSS ADDN
Legal Lot Number	5
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	2
Census Block	2019
Census Tract	20302

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20792 132ND AVE, STURGIS, SD 57785-6619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Construction Mortgage DACOTAH BANK
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit DACOTAH BANK
Aug 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	20184746
Deed Book / Page	903 / 292
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	20792 132ND AVE, STURGIS, SD 57785-6619
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000960/241
Date	Jan 31, 2022
Book Page	960/241
Instrument	22000662

Lender

Name	DACOTAH BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	20792 132ND AVE, STURGIS, SD 57785-6619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	905/137
Date	Aug 10, 2018
Book Page	905/137
Instrument	18004747

Lender

Name	DACOTAH BANK
Type	Bank
Address	RAPID CITY, SD 57701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Aug 10, 2018
Property Address	20792 132ND AVE, STURGIS, SD 57785-6619
Document Number	00903/0292
Book / Page	903 / 0292
Map Reference	PL 20 PG 308
Instrument Date	Jul 31, 2018
Instrument	18004746
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,350.00 (+0.15%) Additional exemption filed	$425,951 (+25%) Land $118,608 Building $307,343	$425,951 Land $118,608 Building $307,343
2024	$5,342.00 (+16.71%)
2023		$340,760 Land $94,886 Building $245,874
2022	$4,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 88% of South Dakota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR BUTTE VALLEY WATER private · serves 882 people · EPA ID SD4602334
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: AT&T, Verizon.

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